CACV of Colorado is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Who is CACV of Colorado?
CACV of Colorado is a third party collection agency headquartered in Greenville, South Carolina that purchases delinquent consumer accounts. The company operates as a subsidiary of SquareTwo Financial Corporation, located in Denver, Colorado.
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Is CACV of Colorado a scam?
They’re legit. CACV of Colorado is a legitimate debt collection agency with an extensive history of harassing consumers over debts.. It operates as a subsidiary of SquareTwo Financial Corporation and purchases delinquent accounts from other debt collectors or creditors.
If you’ve suffered from CAVC debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against CACV of Colorado?
Overall, the Better Business Bureau givesCACV of Colorado a rating of A+. However, the Better Business Bureau only recently opened file on the company in August of 2017. There have been no formal complaints submitted to date. In addition, Justia lists 6 complaints filed in federal court against CACV of Colorado since 2013 alleging violations of the Fair Debt Collection Practices Act. Further, while the Consumer Financial Protection Bureau (CFPB) does not list any specific complaints filed against CACV of Colorado, the CFPB does list 90 closed complaints against its parent company, SquareTwo Financial Corporation, within the last 12 months alone.
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely CACV of Colorado would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against CACV of Colorado?
Absolutely. Here are some Sample Cases against CACV of Colorado
In McColloguh vs. Johnson, Rodenburg & Lauinger, LLC, the United States Court of Appeals for the Ninth Circuit upheld a judgment of $311,000.00 in favor of the plaintiff, Timothy McCollough. McCollough’s old credit card debts in the amount of $3,816 were sold to CACV of Colorado who then sued McCollough in 2005. McCollough argued that the statute of limitations had expired on collection of the debt. Despite this being correct, CACV of Colorado falsely told the law firm representing it that McCollough had made a payment in 2004 that extended the statute of limitations. The suit against McCollough was later dismissed and he then sued the law firm representing CACV of Colorado and obtained a judgment in the amount of $311,000.
CACV of Colorado Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
Want to Stop Harris & Harris Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are recieving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“I would recommend your firm to anyone. You got the debt collectors off my back, and I can finally see the light at the end of the tunnel. Throughout the whole process your staff were professional and courteous. I was blown away by their efficiency as well. Thank you guys so much!”
“I just wanted to take a moment to say thank you! Being in debt is hard enough without being harassed by collection agencies, but thanks to you I no longer have to be a victim. I did not know what to expect when I emailed your company, but from the beginning you guys were on the ball.”
“I would like to thank you and your staff for all the help you’ve provided to me. Honestly, you have a wonderful staff that has dealt professionally and been very empathetic at a time in my life when I hit a speed bump.”
Can You Help Me Delete CACV of Colorado from My Credit Report?
Chances are good that we can help. Call us today and we’ll explain.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.