Free Help to Stop Asset Acceptance LLC Collections Harassment

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

 

Asset Acceptance LLC
Asset Acceptance LLC describes themselves as “a leading purchaser and collector of charged-off consumer debt.” This collection company may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.



What is Asset Acceptance LLC?

Asset Acceptance LLC is a subsidiary of a public debt collection agency of the same name, being based in Troy, Michigan.  It appears as though there are a variety of different complaints against Asset Acceptance LLC alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Asset Acceptance LLC a Scam?

They’re legit. Asset Acceptance LLC has been in operation since 1994. The Better Business Bureau has accredited Asset Acceptance LLC as a business since 1997, likewise assigning them an A+ letter grade. With this information in mind, remember to be wise when dealing with debt collection and contact Asset Acceptance regarding your alleged debt instead of writing the company off as a scam.

Asset Acceptance LLC does not currently have an active website. Thought there is no information currently available on the compliance and customer service requirements for the company, many complainants feels as though this collections company did not deliver adequate customer service and may have violated the FDCPA. There is additionally no information available on the leadership or business management of the company. Lastly, on the dnb.com, Asset Acceptance LLC has “1,400 total employees across all of its locations and generates $40.37 million in sales (USD).”

Who does Asset Acceptance LLC collect for?

According to their Linkedin Page, they collect on behalf of creditors in the consumer sector, primarily credit card issuers, consumer finance companies, retail merchants, and utilities. Therefore, if this collections company has contacted you regarding debt, the alleged debt likely comes from one of these listed areas of collection. Be smart and contact Asset Acceptance LLC to verify said debt and resolve the discrepancy. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Asset Acceptance LLC?

There are currently 8 complaints filed against Asset Acceptance LLC on their Better Business Bureau page. As of this post, their Better Business Bureau page has an aggregate customer review score of ⅖ stars. The majority of these complaints allege that Asset Acceptance LLC violated collectors law.

It is possible that this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to  Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Asset Acceptance LLC falls within this category.

Contact Information

  • Mailing Address: 320 E Big Beaver Rd Ste 300, Troy, MI 48083-1238
  • Website: N/A
  • Phone Number: N/A

Can Asset Acceptance LLC Sue Me or Garnish My Wages?

Yes, however it is illegal for Asset Acceptance LLC to make empty threats to sue you or garnish your wages. On the other hand, if there is a default judgement this collections company choose to take action against you. While this is possible, it is not common for collectors to resort to this solution unless they have reasoning or real evidence to do so. If you find yourself in a questionable debt collection discrepancy, contact an attorney preemptively to ensure that you receive full protection over your assets and rights through the FDCPA. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Asset Acceptance LLC?

Absolutely. You can sue a debt collector.

Asset Acceptance LLC Calling You?

If you find that this debt collector is calling or harassing you, familiarize yourself with The Fair Debt Collection Practices Act. This legislation outlines a person’s protections against the abuses and misconduct of collection agencies. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. It is important that if a collections company violates your rights, you contact an attorney to receive aid and legal protection of your assets and rights. Additionally, The Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) provide consumers with supplementary protection outside of the FDCPA.

Can I sue Asset Acceptance LLC for harassment?

Yes you are able to sue. The wisest course of action would be to sue if you believe your FDCPA, TCPA or CFPA rights have been violated. Suing is the correct process to take when your legal rights have been breached. Because federal laws protect citizens like you from these fraudulent practices, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Asset Acceptance LLC Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • A collector has called you in the early morning or late night
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • A collection company threatened you with negative credit reporting
  • A debt collector attempts to intimidate you
  • A collector accused you of criminal conduct
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“We were very impressed by the level of professionalism that Lemberg Law provided for our case. Highly recommend!”

“If there is anyone contemplating hiring a real competent and professional law firm don’t hesitate to go with winners at “Lemberg Law LLC”.”

“Lemberg Law got a faulty debt of over $ 4000.00 removed completely from my record AND got me the highest award of $ 1000.00 in my settlement. Very kind and very skilled at what they do. I highly recommend Lemberg Law.”

Can You Help Me Delete Asset Acceptance LLC from My Credit Report?

Yes, we would love to help. Call us today.

Share your story

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Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

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