Alpine Credit Inc. Collections Complaints?

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Alpine Credit Inc.

Alpine Credit Inc. is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.

What is Alpine Credit Inc.?

Alpine Credit Inc. is a debt collection business based in Arvada, Colorado. It appears as though there are a variety of different complaints against Alpine Credit Inc. alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as, threatening debtors and incorrectly reporting debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.

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Is Alpine Credit Inc. a scam?

They’re legit. Alpine Credit Inc. has been in the collections business for 5 years. The company was originally started on April 2nd, 2015 and opened its Better Business Bureau account on December 20th, 1995. Alpine Credit has not been accredited by the BBB, however it has received an “A+” rating from the BBB. Due to the company’s years in service and its outstanding rating from the BBB, it is clear that this business is not a scam. Therefore, the debt which you may have been contacted about is real, and needs to be dealt with. Though it is necessary to resolve this discrepancy, it is still possible that Alpine Credit may be in violation of the FDCPA. While it is important that you do not ignore the need to resolve your alleged debt with Alpine Credit, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA.

According to the collection company’s website, Alpine Credit explains that, “In January 2016, Allegiant Receivables Solutions, Inc. merged with Alpine Credit, Inc., a premier leader in the Colorado Collection industry since 1992. The combined companies now offer each of our clients truly unparralled performance and service by utilizing our proven philosphies and techniques and by always putting our clients first”. Therefore, the debt owed to Alpine Credit could have also been due to an account with Allegiant Receivables Solutions. The collections company additionally claims that the company’s mission statement is, “To effect the prompt recovery of our clients’ accounts receivable by utilizing professional, proven methods with cutting edge technology to ensure unparalleled performance, treating consumers with the respect they deserve to preserve, honor our client’s reputation in their profession and community”. Some complainants feel as though they were not treated with this promised respect.

Lastly, the collections company has an employee base of 6 and an annual revenue of $504,699, according to The leadership of Alpine Credit according to the BBB consists President/CEO Scott Allely. The website for the collections company also cites Vice President/COO Jodie Quint and Chairman-Board of Directors Tom Romola as important members of the Alpine Credit team.

Who does Alpine Credit Inc. collect for?

Alpine Credit Inc. writes on its website that their company is a, “third party debt collection agency representing a variety of industries while specializing in healthcare and property management collections”. The collections company lists a few examples of these areas of expertise which include traditional contingent fee collections, pre-collection early out programs and web access. The company further explains on their website that they specialize in health care, property management, and health/fitness club industries.

Therefore, it is likely that your debt with Alpine Credit lies within one of these areas of collection mentioned on the company’s website. However, it is still important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Alpine Credit Inc.?

There are a few reviews and complaints currently posted about Alpine Credit Inc. On the BBB, Alpine Credit has received 31 complaints closed in the last 3 years and 9 complaints closed in the last 12 months.  The BBB also awarded the collection company 1 star based off of 11 customer reviews. Alpine Credit has responded to the majority of these complaints, however the frequency of said complaints and the similarity between issues awards Alpine Credit a less than glowing review.

In addition to theses reviews and complaints on the BBB, Alpine Credit has also received 59 Google Reviews amounting to an overall 1.5 star review, as well as six, 1 star reviews on Yelp. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the  Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.

Contact Information

Can Alpine Credit Inc. Sue Me or Garnish My Wages?

Remember that it is illegal for Alpine Credit to make empty threats to sue you or garnish your wages. While it is not likely that a collections company will sue if they cannot verify your debt or you may not owe said debt, these companies can still summon debtors to court and garnish wages after a default judgement. If you find that Alpine Credit may have violated the FDCPA, the wisest course of action would be to hire legal aid. Contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.

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Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Alpine Credit Inc.?

Absolutely. You can sue a debt collector. Here is a sample complaint:

A complainant was having issues with Alpine Credit Inc legally verifying 4 collection accounts. The complainant has attempted to contact Alpine Credit to ask for validation of these 4 credit accounts. The complainant never received any response both times that these request letters were sent. It was after these failed attempts at contacting the company that the complainant then sent another letter asking to settle all four of the accounts and again never received a response. The letters were all sent to the same address that was posted on both the BBB, Equifax, and Google. The complainant is having a hard time finding reason to pay this debt off, and confirm it as their own considering the collections company will not even verify the debt. The complainant firmly believes that, “Now it is illegal to attempt to collect on a debt that is not verified, even though the consumer demanded validation on the alleged debt”.

Alpine Credit Inc. Calling You?

The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

Can I sue Alpine Credit Inc. for harassment?

Yes you are able to sue Alpine Credit, and if you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you should sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Alpine Credit Inc. Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

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Can You Help Me Delete Alpine Credit Inc. from My Credit Report?

Yes, we love to assist you with your case. Call us today.

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Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

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  • Levi

    I received a Order and interrogatories under rule 369(d) says if I don’t send financial information I could get a citation for contempt. What do I do.

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