AIH Receivables is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
AIH Receivables is a debt collection business based in Mission, Kansas. It appears as though there are a variety of different complaints against AIH Receivables alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as providing inaccurate details about accounts and harassing consumers. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. AIH Receivables has been in the collections business for 28 years. The business was started on July, 20th, 1992 and the collection company’s BBB profile was opened on April 22nd, 2008. This collections company is currently not rated by the BBB and has not received accreditation from the Better Business Bureau. However, due to the company’s years in service it is clear that this company is not scamming consumers. However, while it is important that you do not ignore the need to resolve your alleged debt with AIH Receivables, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. With that being said, remember that the debt which you may have been contacted about is real, and needs to be dealt with.
This collections company also has a variety of credentials, according to the AIH Receivables website. The company writes, “All of our collectors receive professional training and certification from the Association of Credit and Collection Professionals (ACA) to learn the most effective collection techniques and keep up on the latest in compliance. AIH also adheres to the regulations of the Fair Debt Collection Practices Act (FDCPA), ensuring your clients’ rights are upheld and protecting you from unwanted legal action. And, we are fully compliant with the privacy and security rules of The Health Insurance Portability and Accountability Act (HIPAA)”. Many complainants feel as though this collections company may not met have FDCPA guidelines, as they claim they have.
Lastly, According to ZoomInfo.com the company has an employee base of 5 and an annual revenue of $1 million. The leadership of the collections company is headed by Vice President Martha Thornhill.
AIH Receivables stems from the title, “Association of Independent Hospitals”. Therefore, the services that AIH Receivables provides are for hospitals and health insurance purposes. Some of these services include, “File review and listing services (electronic or manual), Notice and disclosure letters, Call campaigns (non-scripted), FACS collection management software, Skip tracing at no charge, Credit bureau reporting at no charge, and Legal resources and suit capabilities”. In fact, their testimonials list clients from both mid-size and large hospitals as well as leading regional banks. Though it is likely your debt resulted from credit owed in the medical area of collections, it is still very important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a number of reviews and complaints currently posted about AIH Receivables across the internet. While on the BBB AIH Receivables has not received any reviews or complaints, on Google Reviews the collections company has accumulated 17 reviews, amounting to a total 2.4 star review. These reviews mainly noted that AIH Receivables was allegedly falsifying debt details and harassing consumers. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
AIH Receivables is not able to make empty threats to sue you or garnish your wages because it is illegal. In addition to this limitation, collections companies will likely choose not to sue if they cannot verify your debt or you may not owe said debt. However, remember that these companies can still summon debtors to court and garnish wages after a default judgement. If you find that AIH Receivables may have violated the FDCPA, the wisest course of action would be to hire legal aid. Contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant by the name of Matthew Gormly explains that AIH Receivables first contacted him about an alleged debt with Metcalf Bank. It was after this initial contact that the collections company began repeatedly attempting to contact the complainant. AIH Receivables left multiple messages for the complainant without detail about the specific debt owed, only asking that Gormly call the company back to resolve the alleged debt. In addition to this harassment, AIH Receivables also allegedly contacted Gormly’s family and employer to discuss his debt. On the only call that Gormly answered, the collections company proceeded to threaten the complainant with wage garnishment. Due to these violations of the FDCPA, Gormly chose to pursue legal action against AIH Receivables.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue AIH Receivables and if you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you should sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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