Affinity Global or AffGlo is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Affinity Global – AffGlo?
Affinity Global or AffGlo is a third-party collection agency based in Canada. AffGlo has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as communicating information about delinquent debts to unauthorized third parties and failing to provide written verification of debts. If AffGlo has contacted you about delinquent financial obligations, make sure you understand your rights before you take action.
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Is AffGlo a scam?
They’re legit. According to the BBB Affinity Global is a legitimate collection agency founded in 1999. AffGlo is based in Canada, and they’ve more than 500 workstations which are devoted to outbound debt collection calls. The corporation’s call centers can be located in the USA, United Kingdom, Canada, and Panama. Specifically, they operate from Denver, Dallas, New York, Buffalo, Chicago, Montreal, Toronto, London, and Panama City, which makes Affinity Global a truly global operation.
Who does AffGlo collect for?
According to their website, Affinity Global and conducts first-party in addition to third-party collections for a number of industries in the US, including banks, credit card companies, automotive, telecommunications and retail. AffGlo uses a number of tactics to accumulate debt, including telephone calls, letter collection, and skip tracing tactics, and assert that all employees are trained in the most recent legal and ethical standards for the industry.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Affinity Global?
As of December 2018, the BBB lists a total of 66 complaints against Affinity Global. At least 11 of them were filed in the last year. The Consumer Financial Protection Bureau (CFPB) lists 44 closed AffGlo complaints for 2018.
Affinity Global 1490 Denison Street Markham. ON L3R 9T7 Affinity Global Phone Number: 800-563-4929 Website: https://www.affglo.com/
Can AffGlo Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely AffGlo would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
In 2016, a judge in U.S. District Court, Eastern District of New York, granted the Customer’s motion for summary judgment for specific issues in Halberstam vs. Global Credit and Collection Corp.. The Fair Debt Collection Practices Act in this class action case was “if a debt collector, whose phone call to a debtor is answered by a third party, may leave his name and number for the debtor to return the telephone, without disclosing that he’s a debt collector, or if the debt collector must refrain from leaving callback advice and try the call at a later time.” The judge ruled that the debt collector shouldn’t leave callback info. Since the Global Credit and Collection Corp. debt collector had done so, the judge granted summary judgment on this matter.
AffGlo Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Can I sue AffGlo for harassment?
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Can You Help Me Delete AffGlo from My Credit Report?
In a word, yes. Call us to learn how.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.