Affinity Global or AffGlo is a third-party collection agency based in Canada. AffGlo has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as communicating information about delinquent debts to unauthorized third parties and failing to provide written verification of debts. If AffGlo has contacted you about delinquent financial obligations, make sure you understand your rights before you take action.
The harassing company pays our fees.
They’re legit. According to the BBB Affinity Global is a legitimate collection agency founded in 1999. AffGlo is based in Canada, and they’ve more than 500 workstations which are devoted to outbound debt collection calls. The corporation’s call centers can be located in the USA, United Kingdom, Canada, and Panama. Specifically, they operate from Denver, Dallas, New York, Buffalo, Chicago, Montreal, Toronto, London, and Panama City, which makes Affinity Global a truly global operation.
According to their website, Affinity Global and conducts first-party in addition to third-party collections for a number of industries in the US, including banks, credit card companies, automotive, telecommunications and retail. AffGlo uses a number of tactics to accumulate debt, including telephone calls, letter collection, and skip tracing tactics, and assert that all employees are trained in the most recent legal and ethical standards for the industry.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
As of December 2018, the BBB lists a total of 66 complaints against Affinity Global. At least 11 of them were filed in the last year. The Consumer Financial Protection Bureau (CFPB) lists 44 closed AffGlo complaints for 2018.
Affinity Global
1490 Denison Street
Markham. ON L3R 9T7
Affinity Global Phone Number: 800-563-4929
Website: https://www.affglo.com/
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely AffGlo would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here are some past cases filed in Federal Court
In 2016, a judge in U.S. District Court, Eastern District of New York, granted the Customer’s motion for summary judgment for specific issues in Halberstam vs. Global Credit and Collection Corp.. The Fair Debt Collection Practices Act in this class action case was “if a debt collector, whose phone call to a debtor is answered by a third party, may leave his name and number for the debtor to return the telephone, without disclosing that he’s a debt collector, or if the debt collector must refrain from leaving callback advice and try the call at a later time.” The judge ruled that the debt collector shouldn’t leave callback info. Since the Global Credit and Collection Corp. debt collector had done so, the judge granted summary judgment on this matter.
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Consumers have reported this agency harassing them from the following numbers:
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
In a word, yes. Call us to learn how.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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Collection agency also known as Affinity Global, I personally blocked them, probably had previous numbers user bail on a debt or are trying to scam you
They asked for my banking information by email I said no, so everyday from an area code 905. Which I have blocked or they call from a toll free service. Yes I fell behind on payments but I corrected that with whom I owe… and the email looked unprofessional . Even another company we came to an agreement a lawyer contacted me and they are fine with $100.00 a month. I refuse to give out any banking information.
keep spamming me with calls for the WRONG person
They called and verified it’s the wrong person but still callings. I was told they would remove my number but still getting calls. They even disclose the person amount they are trying to collect
I have just received five calls in a span of 2 hours from these people and when I called them out on it they hung up on me. I would love free legal help, Ty!
They have called me five times in three days. I spoke to two different Samantha’s who are threatening to put a lien on my home. They also told me that I HAD to go to my bank to pay them. I am on disability and cannot pay them anything. But the interest keeps racking up.
Afffli is calling non stop and contacrin family members.
Itb harrasing and illegal
I signed up for a gym that claims to not have contracts and you can cancel at anytime. High impact exercise ended up being too rough on my injured back so I cancelled. They never told me they’ll keep billing me for a few months. I hardly used my CIBC bank account at this point so I didn’t immediately realize and racked up some NSF fees. The bank put what I owed on a line of credit and gave me a month to pay. After about two weeks they sent my account to collections. I don’t think I should be paying this but I figured it’s not much and if it’ll get them to stop calling me I’ll pay. They gave me an account number but they don’t pop up when I search for them in the bill payment section on my online banking. How can they be a legit debt collector and not show up in the bill payment..
I’ve received 11 calls in a week… multiple calls to another number that I’ve never had but are a friend. They have told me multiple amounts I “owe”, in one day they called 3 different times and told me 3 different amounts each time… how do I know what I actually “owe” when they won’t email or mail me any correspondences. I am wondering if it’s a scam. Can I just pay the original company instead of them? I left the company almost 4 years ago and thought everything was paid and closed. Started getting calls 2 weeks ago saying I “owed” money to the previous company.
I received a letter today at my Mother’s address too stating I owe almost $2k to Rogers Wireless. And they’re threatening to take me to court and that they will seize and liquidate all of my real and personal property and assets if I don’t start making payments. What can I do? I have no income, assets and just clothes as personal property,
I recieved a letter today at my Mother’s address stating I owe almost $2k to Rogers Wireless. I’ve never had a Rogers account before. But they’re threatening to take me to court and that they will seize and liquidate all of my real and personal property and assets if I don’t start making payments. What can I do?
I have AFFGLO emailing me constantly.. that I owe money to bmo . I do . But do to pandemic.. they seem
Not to care that no money is coming in to give the amount owed . Can you just accept my payment date and leave me alone !!!!
They keep calling about a phone company that I’ve never gotten a phone with, and proceed to not listen when I tell them that I had all my ID’s stolen.
I also got a letter in the mail, and I’ve asked them before to not call again.
It’s from 2016 and first phone I got was from another place.
These people are disgusting. Doesn’t matter what you say or if your mom just died and you have no money they will mock you and say you are making “excuses” for not paying. These people are so messed up. They literally laugh at you and pretty much belittle you, then have the guts to call you again the very next day going off even more.
They called my parents and told them it was for a job interview… What a scam.
They keep calling me and I don’t owe anyone any money
can AffGlo garnish my wages my only income is canada pension
I got a calm saying i owe on a presidents choice mc. I know i do but they told me i can only pay them and not my pc mc through my bank. Is this legal? Then told me that it will 90 business days to report the payment to my credit. I don’t feel comfortable paying them and would rather pay my pc MasterCard directly. Can i pay MasterCard or do i have to pay affglo only?
Thank you
I’ve received 4 calls, 3 voicemails in the past two days… two voicemails were Robo, and one was from a cranky old woman demanding I call her back, all of this on the behalf of CIBC, to whom I’ve never banked with in my entire life! They need to stop harassing me!
They leep sending mail saying that I owe a rental company a damage deopisit. There was no damage to the property or notification that I owed anything begore this. It has almost been a year , the company dis not ask for a depoait and I did not sign anything. Is this legal? It is mire than I can afford.
i paid the affglo last year they said in behalf of presidents choice. i know i owe pc and i had financial struggles especially that time. are they scam? please advice
They are calling for my son. I personally talked to them and advised my son no longer lives at my house. Explained that three times. They keep calling every day so now I just don’t answer the phone. Can I stop the phone calls? The number they call from is 9054792222