Advanced Collection Bureau is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Advanced Collection Bureau is a debt collections agency based in Rockledge, Florida. It appears as though there are a variety of different complaints against Advanced Collection Bureau alleging violations of the Fair Debt Collection Practices Act (FDCPA) including failing to provide debt verification to consumers and harassing consumers with profane language and threats. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Advanced Collection Bureau has been in the collections business for 11 years. Advanced Collection Bureau has not been BBB accredited but the company has received a mediocre “B-” rating from the Better Business Bureau. Even with the less than enthusiastic review, the company is still a legitimate business and it is important that you do not ignore the need to resolve your alleged debt with Advanced Collection Bureau. It would be incredibly unwise to not try to resolve the discrepancy as this could potentially harm your credit and ability to take out future loans. In respect to the company’s timeline, Advanced Collection Bureau was started on September 1st, 2009 and was incorporated on August 21st, 2009. Additionally, According to Advanced Collection Bureau’s website, the company vows to provide, “firm, fair and effective service”. While Advanced Collection Bureau is an American Collectors Association certified collector and claims to have been in business since 1995, be wary of any suspicious activity where the company could potentially be violating the FDCPA. You, and many clients feel as though Advanced Collection Bureau did not provide the service it promised, and violated collectors law.
In regard to the collection company’s size, according to dnb.com the company has an employee base of 4 people and a revenue of $289,100. Lastly, according to the Better Business Bureau, the leadership of the company is headed by Principal Todd Crouse.
According to research, Advanced Collection Bureau collects for a multitude of industries including healthcare, commercial, and utility providers. The company does not cite any of their business partners or specific services on their website, but be aware that your debt may relate to the three areas of expertise listed above.
With a diversified background in collections, Advanced Collection Bureau becomes a widely experienced collections business. While this may be beneficial for the company, it is important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit. Advanced Collection Bureau claims to “maintain the highest professional standards”. If you find that this is not the same quality of service that you have been provided, be sure to read up on your FDCPA rights after being contacted by this collections agency.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Advanced Collection Bureau has received a number of complaints across the internet, including the well established, BBB.org. With the mediocre rating and the lack of accreditation, it is no surprise to BBB visitors and complainants that Advanced Collection Bureau has received many complaints across the internet. In fact, Advance Collection Bureau has received 19 complaints closed in last 3 years and 5 complaints closed in last 12 months on the BBB website. Advanced Collection Bureau has viewed many of these complaints and responded to many others. While attempting to reconcile these issues is beneficial for the business, the increasing number of complaints and the similarity between complaints awards Advanced Collection Bureau with a negative perception in the collections world.
On top of these negative reviews and complaints on the BBB, there were additional reviews of Advanced Collection Bureau on Google Reviews. There are 51 reviews posted under the Advanced Collection Bureau name, awarding the company a measly 2.1 star review overall. More seriously, Action Recovery Online could have also been a part of a variety of lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
It is illegal for Advanced Collection to make empty threats to sue you or garnish your wages. The company would most likely choose not to sue if they cannot verify your debt or you may not owe said debt. However, this may not occur under other circumstances. Remember that it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. If you find yourself in this situation, it is important that you choose to sue and hire legal aid. The wisest option in this case would be to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant previously reached out to Advanced Collection Bureau to give the company updated info in order to, “resolve issue of a fraudulent charge”. It was last year that the complainant noticed a suspicious charge from a hospital in Florida which they never visited or received service from. The complainant was able to reach out to the hospital where she allegedly owed money to clear up the discrepancy. The complainant was able to resolve the issue after providing their Veteran information, “and confirming with them that they were not the person they treated”. The hospital then dropped all charges and reported the issue as resolved on the complainant’s credit report. However, Advanced Collection Bureau is now contacting the complainant trying to collect on the alleged debt that did not belong to the complainant. The collections company is not willing to resolve the issue and remove the credit account, and the complainant feels as though this a violation of collections law, seeing as it is not their debt to pay.
Learn to protect yourself against fraudulent collections practices. Through the The Fair Debt Collection Practices Act citizens like you are protected against the abuses and misconduct of collection agencies. Choosing to read up on these rights is the wisest decision to make in order to avoid becoming a victim to unethical collections practices. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you can sue. If you feel as though your FDCPA rights have been breached, suing is the best course of resolution. If you want to recover your damages and protect yourself as an individual, utilize the Federal laws that protect citizens like you from these fraudulent practices. Suing gives individuals the power to defend their rights and protect their assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“The Lemberg Law Firm is an Amazing group of lawyers and staff they filed a law suit on behalf of me and others and I didn’t have to do anything but sign one form! I received a settlement and within 3 weeks received a check which came right in time for Christmas and I am truly blessed! I would give this law firm a 10 star ?? rating!”
“A pleasure being represented by Lemburg Law LLC . I have used their services before with the same professional results. A well deserved 5 Star recommendation.”
“I called Lemberg law to handle an overly aggressive debt collector who constantly violated the Fair Debt Collection Practices Act. I was very pleased with what Jody Burton got for me. Not only did she settle my case but now this collection agency can no longer harass me. Thank you.”
“I would highly recommend! They took care of the problem with ease, I didn’t have to do anything additional! So grateful for them.”
Yes, we would love to assist you with your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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