Account Management Resources (AMR) is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
February 17, 2021
What is Account Management Resources (AMR)?
Account Management Resources (AMR) is a debt collections agency based in Oklahoma City, Oklahoma. It appears as though there are a variety of different complaints against Account Management Resources (AMR) alleging violations of the Fair Debt Collection Practices Act (FDCPA) including falsifying credit reports and harassing debtors. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
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Is Account Management Resources (AMR) a scam?
They’re legit. Account Management Resources (AMR) has been in the collections business for 54 years. Ignoring the need to resolve your alleged debt with Account Management Resources (AMR) would be unwise, do not simply write off Account Management Resources (AMR) as a scam. In respect to the company’s timeline, Account Management Resources (AMR) was started locally on January 1st, 1967 and was incorporated on August 19th, 2004. The collections business has also been accredited by the Better Business Bureau since September 1st, 1994 and it has received an A+” rating from the BBB. According to the Account Management Resources website, the company was originally founded under the name “Credit Collections Inc.”, and today the new Account Management Resources (AMR) works to, “bring a new level of professionalism and a scientific, process-oriented approach to traditional debt recovery & debt collection practices”. Some complainants feel as though this vision has not been achieved by Account Management Resources (AMR).
In regard to the collection company’s qualifications, according to Account Management Resource’s LinkedIn page, the company has an employee base of 11-50 employees and specializes in, “debt collection, account recovery, customer service, negotiation, lean six sigma process engineering, and conflict resolution”. Additionally, Account Management Resources (AMR), has “processed over 3.2 million accounts for nearly 1.4 billion dollars”, according to the company’s website. The leadership of their collections business is headed by President/CEO Richard Cook and CFO Helen S. Rambo.
Who does Account Management Resources (AMR) collect for?
Account Management Resources (AMR) specializes in collections for mainly commercial and government entities. The industries that Account Management Resources (AMR) works within include: medical, municipal, educational, and government entities. As a result of this diversification, AMR may show up on your statement or contact you about alleged debt for a variety of different reasons. Because there is such a wide range in the types of clients that Account Management Resources (AMR) collects for, it is important to clarify what type of debt you owe and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit. In respect to the services provided by this collection company, Account Management Resources (AMR) utilizes the “Lean Six Sigma process” to create efficiency within their collections business . In addition to the use of this process, Account Management Resources (AMR) also highlights their core principles on the company’s website, which include, “experience, results, culture, and process”.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Account Management Resources (AMR)?
Account Management Resources has received a number of complaints across the internet, including the well established, BBB.org. While the company’s BBB page appears to be very impressive, boasting an accreditation and an “A+” rating, there are still a number of complaints posted on the webpage for Account Management Resources (AMR). Account Management Resources (AMR) has received 4 complaints closed in last 3 years and 1 complaint closed in last 12 months on the BBB website. Account Management Resources (AMR) has attempted to reconcile with these consumers by responding to these complaints, however the increasing volume of complaints and the similarity in problems between consumers sheds a bad light on Account Management Resources (AMR) as an ethical collections business. On top of the BBB.org complaints, Account Management Resources (AMR) has also received 28 reviews on Google Reviews, amounting to a 1.8 star review. More seriously, Account Management Resources (AMR) could have also been a part of a variety of lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Can Account Management Resources (AMR) Sue Me or Garnish My Wages?
It would be illegal for Account Management Resources (AMR) to make empty threats to sue you or garnish your wages. However, the law does not protect you from being sued if the debt is valid or verified. It is necessary to be aware that it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. If Account Management Resources (AMR) cannot verify your debt or you may not owe said debt, they will likely choose not to sue. Remember, however, that if they are able to do so it is the wisest option to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Account Management Resources (AMR)?
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant filed a dispute with Account Management Resources (AMR) over an account which was added to the complainant’s credit file and has been negatively impacting their credit report. After contacting the collections company with the complaint, the complainant soon received documentation of a letter stating, “the account was verified as accurate with OU Physicians”. In addition to this letter the complainant also received a copy of their insurance card as well as other documents pertaining to his/her medical records, which were used to verified the accuracy of the account and the need to pay the debt at hand. After contacting the collections company, the account was deleted off of the complainant’s credit report, but it still shows up on the complainant’s Equifax and Experian credit reports. On top of this issue of valid credit reporting, Account Management Resources (AMR) never verified that they were the original creditor or asked the complainant to sign an agreement to pay the debt in debate. In fact, the complainant claims that they only signed for the prescription history information, not the agreement to pay. This complainant would like clarification on how this medical information was obtained, and more specifically how it was obtained without written authorization from the complainant. If there is a lack of proof that the complainant authorized the sharing of these records then the collections company has violated HIPAA. The complainant is demanding that this account be removed from his/her credit reports or they may choose to pursue legal action.
Account Management Resources (AMR) Calling You?
If you find yourself allegedly indebted to Account Management Resources (AMR) it is important that you learn to protect yourself by understanding your rights when it comes to collections companies. The Fair Debt Collection Practices Act protects citizen like you from the abuses and misconduct of collection agencies. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Account Management Resources (AMR) for harassment?
Yes, you can sue. If you would like to be able to recover your damages and protect yourself as an individual, you ideally should. The correct action to take when your FDCPA rights are breached is to sue. Federal laws protect citizens like you from these fraudulent practices. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Account Management Resources (AMR) Debt Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- You are receiving early morning or late night calls from debt collectors
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- You are being threatened with negative credit reporting
- A debt collector attempts to intimidate you
- Criminal accusations are being made towards you
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
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Can You Help Me Delete Account Management Resources (AMR) from My Credit Report?
Yes, we can absolutely help. Call us today.
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