Absolute Resolutions Investment is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
May 27, 2021
What is Absolute Resolutions Investment?
Absolute Resolutions Investment is a debt collector located in Bloomington, MN. It appears as though there are a variety of different complaints against Absolute Resolutions Investment alleging violations of the Fair Debt Collection Practices Act (FDCPA) including charging consumers with invalidated debt and failing to notify consumers of debt owed before reporting to the credit bureau agencies. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
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Is Absolute Resolutions Investment a scam?
They’re legit. Do not simply write off Absolute Resolutions Investment as a scam. Because this collections company has many years of experience within debt collection, it can be confirmed that Absolute Resolutions Investment is a real, verified business. Do not ignore the need to resolve your debt as this can result in heavier damages to your credit and financial stability.
In addition to Absolute Resolutions Investment’s many years of experience, the company is additionally awarded legitimacy due to its active Better Business Bureau page. While the collections business is not accredited and maintains a below average “C+” rating, its existence on the well known BBB.org shows that the alleged debt which Absolute Resolutions Investment may be charging you with is no joke. The BBB additionally cites the leader of Absolute Resolutions Investment as Monica Johnson, Compliance Director. Lastly, According to dnb.com, Absolute Resolutions Investment has an employee base of 16 and has 2 different locations/branches within the corporation’s family.
Who does Absolute Resolutions Investment collect for?
Absolute Resolutions Investment’s website draws readers in by posing probing questions to its visitors. Essentially the website explains why the collections company may have contacted the consumer and who Absolute Resolutions Investment is. Ultimately, Absolute Resolutions Investment takes over debt from credit card companies and department stores by repurchasing the debt. The company explains, “A charge-off occurs when the full minimum payment on your account hasn’t been paid for several months and the creditor has decided they are unlikely to collect the outstanding balance on that account”. After this occurs, Absolute Resolutions Investment takes over the account for collection.
As a result, this information allows consumers to understand that their debt likely comes from unpaid credit card or department store card bills. However, though this is likely the reason for the alleged debt’s existence, it is still incredibly important that you verify your debt with Absolute Resolutions Investment and discuss the account. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Absolute Resolutions Investment?
Absolute Resolutions Investment has received a few complaints on the Better Business Bureau. Currently, this collections company boasts 8 complaints closed in the last 3 years and 0 reviews posted on the BBB. There are no other available reviews or complaints about Absolute Resolutions Investment on the internet. Though there are minimal reviews/complaints, this does not mean the posted complaints are less valid or severe. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Can Absolute Resolutions Investment Sue Me or Garnish My Wages?
Legally, collections companies cannot make empty threats to sue you or garnish your wages. If, however, there has been a default judgment, Absolute Resolutions Investment can choose to sue or garnish wages. If your debt is invalidated, this collections company would likely choose not to sue, but it is wisest to gain access to an attorney if you are unsure about your debt collection circumstances and question whether the collections company is using legal collections practices. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Absolute Resolutions Investment?
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that they were notified that an account with Absolute Resolutions Investment was reported to the credit bureaus as being past due. After receiving this information, the complainant contacted the law firm that has been receiving their payments on their behalf, and later contacted Absolute Resolutions Investment. It was during this period of contact that the complainant was informed by the collections company, “that a decision had been made in July 2020 that all accounts, whether in repayment or not, would be reported to the credit bureaus as being past due”.
Ultimately, the complainant claims that they did not receive notification of this decision, and they were “blindsided by the credit score dropping and the negative item being attached to their credit report”. The complainant claims that they have already paid 1/3 of the amount owed and claims that they should have been informed of such changes, as they can adversely affect credit history.
Absolute Resolutions Investment Calling You?
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Can I sue Absolute Resolutions Investment for harassment?
Yes, and if you would like to defend your rights and recover your damages you should. Therefore, suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Absolute Resolutions Investment Debt Collection Harassment Now?
You may have a case, if…
- You are receiving multiple calls per week from third party collection agencies.
- A collector has called you in the early morning or late night
- You are receiving calls at work from a debt collection agency
- Debt collectors are calling your family, friends, neighbors, or coworkers
- Collectors are threatening you with violence, lawsuit, or arrest
- A debt collector attempts to collect more than you owe
- A collection company threatened you with negative credit reporting
- A debt collector attempts to intimidate you
- A collector accused you of criminal conduct
- Use of obscene language during an attempt to collect
- Automated robocalls are being made to your phone in an attempt to collect
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Can You Help Me Delete Absolute Resolutions Investment from My Credit Report?
Absolutely, we would love to help. Call us today.
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