Ability Recovery Services Collections Complaints?

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Ability Recovery Services
Ability Recovery Services is a debt collection agency which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

What is Ability Recovery Services?

Ability Recovery Services is a debt collections agency based in DuPont, Pennsylvania. Ability Recovery Services has been accused by complainants of violations of the Fair Debt Collection Practices Act (FDCPA), including inaccurate credit reporting, harassment, failing to validate debts, and aggressive communication. If you have been contacted by this debt collector, make sure you understand your rights before taking action.

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The harassing company pays our fees.

Is Ability Recovery Services a scam?

They’re legit. Ability Recovery Services is a legitimate company that was established in 2005 and is based in DuPont, Pennsylvania. The company has raised some red flags for complainants due to the fact that it has received an A+ rating from the Better Business Bureau but has not yet been accredited. Ability Recovery Services has been sued in federal court over 100 times for violating a debtor’s right to fair collections practices. While these less than average reviews may startle those who owe ARS money, the debtor should still work to resolve the issue in order to protect their credit score and ability to take out future loans. The company itself has also reported upwards of $5 million dollars of revenue in 2020 and has a total of 25 employees. Ability Recovery Services also goes by other names such as: ability recovery services, ability recovery, ability recovery services llc, ability recovery service, ability recovery services, llc, ability recovery services scranton pa, ability recovery services complaints, able recovery, state collection and recovery services, recovery services collection agency, team recovery collection agency, complete payment recovery services phone number, debt recovery services, and recovery debt collector.

Who does Ability Recovery Services collect for?

Ability Recovery Services is a third-party collection agency. The company collects for a multitude of different companies; however, the company focuses largely on telecommunications services, higher education loans, utility bills, healthcare debt, and debt from financial institutions. This means that if you are contacted by Ability Recovery Services it could be for a number of different reasons and you may need to clarify with the company about what you specifically owe. The website for the company explains that ARS provides a variety of different services including, skip tracing, mail and phone correspondence, data security, technology, recorded calls, negotiation, reports, and service. They also collect in all fifty states and even have a page dedicated solely to the different state disclosures regarding collections. The company uses “Callthru” technology to assist in its collections efforts and prioritizes constant communication with debtors, using a series of letters and calls to make these borrowers aware of their outstanding debt while stressing the seriousness of the overdue balance itself. ARS is also a part of the Mid-Atlantic Collectors Association and is a member of the ACA International (The Association of Credit and Collection Professionals).

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Ability Recovery Services?

As a collections company, Ability Recovery Services has accumulated a multitude of complaints from consumers. In fact, in addition to its lack of accreditation, Ability Recovery Services boasts 275 complaints closed in the last 3 years and 64 complaints closed in the last 12 months according to the Better Business Bureau. A majority of these complaints included complaints about inaccurate credit reporting, harassment, failing to validate debts, and aggressive communication. Additionally, Ability Recovery Services has received a rating of 2 out of 5 stars on WalletHub from a total of 45 different reviews, as well as a rating of 1.6 out of 5 stars on Google Reviews.

Contact Information

Can Ability Recovery Services Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. While Ability Recovery Services would likely choose not to sue you for a debt you may not owe or they cannot verify, it is still not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. The best course of action would be to contact an attorney BEFORE this could possibly happen to try to avoid a lawsuit. Give us a phone call today to find out how we can help you resolve your debt collection discrepancy.

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Ability Recovery Services?

Absolutely. You can sue a debt collector. Here is a sample complaint:

According to the Better Business Bureau, a citizen lodged a complaint against Ability Recovery Services, explaining, “I called them today telling them that I had been trying to get debt validation and they sent over printouts of my schoolwork I submitted from when I attended the school that the debt came from”. The complainant continued to call the company to tell the collection agency that the information provided did not explain what the amount was or why it was owed. The complainant says that the employee of Ability Recovery Services only said, “Well that is all that the University sent over”. The complainant then proceeded to argue that it needed to be taken off of their credit report if there is not sufficient paperwork to validate the claim. The ARS employee began to yell and curse at the complainant saying, “Well the debt has been validated we aren’t taking it off of your report then” and proceeded to hang up the phone. The complainant has been asking to see the information about the debt for months and was only provided the printouts from the work done at his/her school but was never sent anything that actually validated the debt. The complainant feels strongly as though they do not owe money to this school.

Ability Recovery Services Calling You?

Do not forget that you have rights! You can understand these rights by becoming comfortable with the Fair Debt Collection Practices Act, which outlines a person’s protections against the abuses and misconduct of collection agencies, as well as the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA) which provide additional protection for the consumer against fraudulent practices. If you would like to take a look at these legal rights, the Federal Trade Commission grants you access to their “Debt Collection FAQs” which can be found on their website.

Can I sue Ability Recovery Services for harassment?

Yes you can, and you ideally should. If you want to be able to recover your money and losses and legally enforce your own rights—you should sue. Federal laws provide citizens like you the ability to protect yourself and defend your rights. By suing a collection company for fraudulent practices, you are ensuring that you are protected to the fullest extent of the law. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Ability Recovery Services Debt Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“Fantastic experience! They not only corrected faulty background information that a certain company would not change, but I also received a very nice settlement. Given how slow the legal system is, they were lightning fast! They kept me up to speed the whole way. Thanks so much to the lawyers and staff at Lemberg Law!”

“”If there is anyone contemplating hiring a real competent and professional law firm don’t hesitate to go with winners at “Lemberg Law LLC”. I am a client, my review of this law firm was not solicited, but I feel compel to share my experience since I am so happy with the handling of my telephone harassment case, the least I can do is reassure others that Attorney’s at “Lemberg Law LLC” do not fool around.”

“Easy to work with and effective. I would use them again.”

“The Lemberg Law Firm is an amazing group of lawyers and staff they filed a law suit on behalf of me and others and I didn’t have to do anything but sign one form! I received a settlement and within 3 weeks received a check which came right in time for Christmas and I am truly blessed! I would give this law firm a 10 star rating!”


Can You Help Me Delete Ability Recovery Services from My Credit Report?

Yes, it would be our pleasure to help. Call us today.

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Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

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