Credit Systems International Inc or CSSI is a third-party debt collection agency headquartered in Fort Worth, Texas,. CSSI has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including failure to verify debts and improper communication tactics. If CSII has contacted you about past due financial obligations, make sure you know your rights before you take action.
The harassing company pays our fees.
They’re legit. According to the Better Business Bureau (BBB), Credit Systems International was founded in 1980. The BBB established its profile page for CSII in 1984 and it has been a BBB-accredited business since 2015. The BBB lists Credit Systems International as a collection agency. Buzzfile estimates CSII’s annual revenue at $$5.2 million and the size of its headquarters staff at 48 employees.
Credit Systems International primarily collects healthcare debts, but it also will take on any other type of debt, such as utility bills and credit card debts. It advertises itself as providing “consumer-centric collection options” and working “with customers in finding solutions for resolving their accounts.” But they’re not credit counselors or a debt consolidation firm. CSII is a debt collection agency that gets compensated for extracting money from customers based on billing information it receives from its corporate customers. Credit Systems International, utilizes many collection tactics, but won’t correspond with customers via email.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
As of April 2017, the Better Business Bureau reported 59 closed Credit Systems International complaints over the previous few decades, including 26 closed Credit Systems International complaints over the past 12 months. The BBB provides Credit Systems International an A+ rating. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 53 closed CSII complaints for 2016.
Credit Systems International, Inc.
1277 Country Club Ln
Fort Worth, TX 76112
Phone Number: 866-410-5335
Website: http://www.creditsystemsintl.com/
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely CSII would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You have rights as a consumer, and when they are violated you have grounds to sue the collection agency at no expense to you. Call us now to find out if you have a case.
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes. If you want to enforce your rights, or recover money for violations — you need to sue. Federal laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“Thank you, thank you, thank you! I could not be happier with all of the hard work your workplace has done for me. I feel throughout the entire process I had been kept informed, and my questions were always answered completely. The calls have stopped, I no longer have a mountain of crap bills piling up, and I owe it all to Lemberg Law.”
“After you chose my case, the calls stopped entirely. After you registered against two bureaus, you settled our situation and obtained compensation for me. I want all to understand that, if a collection agency harasses you, your friend, or your loved ones, put a stop to it by calling Lemberg Law. They’ll find the calls to stop, and they get results quickly.”
“Thanks are not sufficient for such fantastic results! ”
We will do our very best. Contact us to find out about the upcoming steps.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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Credit Systems International constantly calls everyday and ask me questions they should know if they are calling me. I’ve asked them to send me in writing.
I called them to settle my accounts on January 11, 2019. The Rep specifically told me I had 10 accounts TOTAL. She offered me a settlement amount which I paid. Today I called due to items still being on my report and they said that these weren’t included! How were they not?! They lied to get me to pay under false pretenses that my accounts were all settled.