Collection Bureau Incorporated is a debt collection business based in Nampa, ID It appears as though there are a variety of different complaints against Collection Bureau Incorporated alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as charging consumers with invalidated debt and failing to follow through on validation requests of debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Collection Bureau Incorporated has practiced collections for roughly 28 years. The business incorporated on January 25th, 1993 and opened its BBB file on August 23rd, 2000. Though the Better Business Bureau did not accredit Collection Bureau Incorporated, the BBB has awarded the collections company an impressive “A+” rating. Collection Bureau Incorporated is a real, legitimate business. This confirmation of legitimacy is due to the company’s many years of experience, and its outstanding rating from the BBB. Consumers should be aware that this collections company is not a scam.
According to the Collection Bureau Incorporated website, the company claims, “At CBI, we are defined by our values. The core of our operating principles is the firm belief in business done ethically, with integrity, and respect. We work our business like days gone past, where every customer is greeted by name and every client is our most important client.” Many complainants believe that Collection Bureau Incorporated may not have upheld these alleged values. In fact, many consumers claim that this collections company has violated the FDCPA by using unethical collections practices. Lastly, zoominfo.com writes that the company has an employee base of 45, and revenue of $9 million, and according to the Better Business Bureau, President Mark Clark heads the leadership of the collections company.
Remember that while it is important that you do not ignore the need to resolve your alleged debt with Collection Bureau Incorporated, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. With that being said, your alleged debt could be real and needs to be dealt with.
Collection Bureau Incorporated writes on their website that they specialize in collection practices within the government, healthcare, and financial services industries. Here is a list of said businesses:
Because of this wide range of expertise, it is important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a number of reviews and complaints currently posted about Collection Bureau Incorporated across the internet. On the BBB, there are currently 10 complaints filed within the last 3 years and 1 customer review, awarding the company 1 star. Additionally, on Google Reviews the company has received a total of 78 reviews giving the company an overall 1.7 star review.
On top of these Google Reviews the collections company also received 99 reviews on BirdEye, amounting to a 1.6 star review. All of these subpar reviews come from complaints which note that Collection Bureau Incorporated allegedly used unethical collections practices and failed to keep consumers informed about their alleged debt. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
It is illegal for collections companies to make empty threats to sue you or garnish your wages. If Collection Bureau Incorporated cannot verify your debt or you may not owe said debt, they will likely choose not to sue. However, like all debt collection companies, Collection Bureau Incorporated can still summon debtors to court and garnish wages after a default judgement. Flip the script and hire legal aid to solve the discrepancy if you find that this collections company may have violated the FDCPA. It is wisest to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that they found debt on their credit report in the amount of $2,500. According to the complainant, they sent 4 letters asking for information and proof regarding this debt. The complainant then talked to an employee of Collection Bureau Incorporated after the request was sent. The employee claimed that the alleged debt is owed to a company called “Greystar” for an apartment fee. The complainant claims that they have lived in their apartment for 2 years and the management does not, and has not ever used Greystar. Lastly, the complainant claims that they have additionally contacted Greystar themselves, and have received no confirmation of this debt.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue Collection Bureau Incorporated. If you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you should sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“I am so blessed that during this dreadful, frightening encounter, your company was there to help me. I can not thank you enough.”
“When I first contacted Lemberg Law, I was at my wit’s end, not knowing what to do or how to protect myself against the collection agencies. I felt like I was sinking. After sending in my case evaluation, Lemberg Law quickly threw me a lifeline and turned the tide.”
“Thanks to the staff at Lemberg Law, I have peace of mind again. They worked quickly to find the harassing calls ended and were super considerate when I spoke together. I love the hard work!”
Yes, we would love to assist you with your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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