Statebridge Company is a private mortgage collection agency based in Greenwood Village, Colorado. It appears as though there are a variety of different complaints against Statebridge Company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Statebridge Company has been in operation since 2008. However, the Better Business Bureau has not accredited Statebridge Company as a business, and has likewise assigned them a D+ rating. With this being said, one can still conclude that Statebridge Company is a real business. Be sure to contact this collections company regarding your debt instead of writing them off State as a scam.
Statebridge Company writes on their website that, “Statebridge was founded on the principle that the combination of technology, deep industry experience, custom borrower touch, and a contrarian view of servicing makes a significant difference in the performance of mortgage portfolios.” One can conclude that this company would likely take collections matters very seriously, however, it is possible that some complainants may argue the contrary and claim that this collections company violated collector’s law. In regard to leadership, Statebridge Company does not leave a contact or business manager name on their BBB page. Lastly, according to dnb.com the collections company has “45 total employees across all of its locations and generates $10.95 million in sales (USD).”
According to the Better Business Bureau, the Statebridge Company collects on behalf of creditors in the home mortgage sector. While this may be the case, it is still essential that as a consumer you contact Statebridge Company to inquire about your specific debt and adequately resolve your debt discrepancy. By contacting the collections company, you award yourself the power to gain necessary information to verify your alleged debt and attain details on the account owed. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are currently 86 complaints filed against the Statebridge Company with the Better Business Bureau, many of which allege that the company charged the complainants with undue interest payments and fees. The Better Business Bureau has investigated these many allegations and currently issues a “pattern of complaint” alert for the Statebridge Company. If you believe that this collections company may have violated the FDCPA do not hesitant to contact an attorney and file a complaint.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Statebridge Company falls within this category.
Empty threats to sue you or garnish your wages cannot legally be made by a debt collector. Likewise, if the debt you are alleged to owe cannot be verified, the collections company is unlikely to bring the matter to court. However, in order to guarantee the safety of your assets and rights you should contact an attorney for legal advice and protection. The FDCPA protects consumers like you from fraudulent collection practices. Call Lemberg Law today to find out how we can help fight back against fraudulent collection practices.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that their loan was transferred to Statebridge Company. The complainant had received a letter in the mail “saying the first payment was due in a few months.” After receiving this notification the complainant then made their required payments. It was later that the complainant received an alert from Credit Karma explaining that this collections company reported the complainant 90 days late when their payments were made on time. After noticing this discrepancy, the complainant then returned to the collections company’s website to solve the problem. Ultimately, this attempt at resolution failed as the website did not allow the complainant to make payments, and the collections company refused answer any of the complainant’s calls or emails.
The Fair Debt Collection Practices Act protects you from harassment. This includes excessive, threatening, and/or untimely calls from collection agencies. If you are a victim of any of these, you may be able to sue the offending collection agency. You can find these protections listed on the Federal Trade Commission’s website under “Debt Collections FAQs”. Additionally, on top of the FDCPA consumers are also guaranteed legal security through The Telephone Consumer Protection Act (TCPA) and The Consumer Financial Protection Act (CFPA). Contact an attorney preemptively if you find that any of your rights under these collectors’ laws have been violated.
Yes. Ultimately, suing is the correct course of action given that your FDCPA, TCPA or CFPA rights have been breached. These federal laws award consumers the power to fight back against unethical collections practices. Take back your power and contact an attorney to defend your rights and guarantee the safety of your assets. Federal Law allows you to protect your FDCPA rights in court. In sum, The FDCPA entitles violated consumers to recover damages of up to $1,000, plus attorney fees and court costs. Call Lemberg Law today to find out how we may be able to assist you with your case.
You may have a case, if…
“Amazing work! After being harassed for over a month with automated voicemails, I got in touch with Lemberg Law. All I had to do was provide a little information, the numbers, and the voicemail recordings, and they sent me a no-risk, representation agreement. A few weeks later, they called me with a settlement agreement from the company who now agreed to pay me, pay Lemberg’s legal fees, and stop harassing me.”
“They were quick and responsive. I had a debt collector harassing me over a debt that wasn’t mine. They threatened me with ruining my credit. But these guys got it taken care of!! The debt was removed and I received $750 from the collectors. Thank you!!”
“The associates at Lemberg Law took amazing care of me and my situation involving the collection agency. They walked through the steps of process thoroughly and the rest is history. I can’t thank them enough. Thank you!!”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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Statebridge took over my lease to own contract and now they are saying I am 3 payments behind – I am not – I can prove it. They send me a statement with 2 years of late fees on it. I want to keep my home, but they are threatening eviction. I need help.
I have no idea who statebridge is, they showed up on my credit report claiming they own my mortgage. I called them used the account number they gave me, also my wife’s ssn their employe claimed she had no idea who I was. Here we are they are still on my credit report, they don’t call or send no mail. No clue I have never paid them a dime. My mortgage is with loancare in great standing, they will not talk to me and will not go away. Statebridge I don’t understand why they are on my credit report.SMH