Recovery Solutions of New York is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Recovery Solutions of New York is a debt collector located in Lancaster, NY. It appears as though there are a variety of different complaints against Recovery Solutions of New York alleging violations of the Fair Debt Collection Practices Act (FDCPA) including charging consumers with invalidated debt and harassing and threatening consumers. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Do not simply write off Recovery Solutions of New York as a scam. Because this collections company has many years of experience within debt collection, it can be confirmed that Recovery Solutions of New York is a real, verified business. Do not ignore the need to resolve your debt as this can result in heavier damages to your credit and financial stability.
In addition to Recovery Solutions of New York’s many years of experience, the company is additionally awarded legitimacy due to its active Better Business Bureau page. While the collections business is not accredited, it maintains an “A-” rating, and its existence on the well known BBB.org shows that the alleged debt which Recovery Solutions of New York may be charging you with is no joke. The BBB additionally cites the leader of Recovery Solutions of New York as Mr. Sean Harkin, President/CEO. There is no information currently available about Recovery Solutions of New York’s employee base or annual revenue.
Recovery Solutions of New York explains that they specialize in medical, commercial, retail and legal services within the collections world. Therefore, your alleged debt likely lies within one of these listed areas of expertise. Some of their testimonials come from businesses such as Mason Funeral Home, Susz Podiatry and Wound Care, and Century Airport Pediatrics.
Ultimately, these testimonials and the “services” tab on Recovery Solutions of New York’s website helps consumers to understand that their debt likely comes from the listed areas (medical, commercial, retail). However, though this is likely the reason for the alleged debt’s existence, it is still incredibly important that you verify your debt with Recovery Solutions of New York and discuss the account. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Recovery Solutions of New York has received a few complaints on the Better Business Bureau. Currently, this collections company boasts 8 complaints closed in the last 3 years and 4, 4 star reviews posted on the BBB. There are additionally 7 Google Reviews posted about Recovery Solutions of New York, amounting to a 3.7 star review overall. Though there are minimal reviews/complaints, this does not mean the posted complaints are less valid or severe. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
Legally, collections companies cannot make empty threats to sue you or garnish your wages. If, however, there has been a default judgment, Recovery Solutions of New York can choose to sue or garnish wages. If your debt is invalidated, this collections company would likely choose not to sue, but it is wisest to gain access to an attorney if you are unsure about your debt collection circumstances and question whether the collections company is using legal collections practices. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant claims that Recovery Solutions of New York has harassed them on numerous occasions over an “old co-pay owed after their children’s pediatricians office abruptly shut their doors, forcing them to find new Dr’s for their children”. This business shut their doors and charged the complainant with a bill for a co-pay. Afterwards, Recovery Solutions of New York picked up this debt and is now attempting to collect the amount owed. The complainant claims that they have had, “multiple calls, voicemails and threats over an $86 bill”.
Additionally, the complainant claims that they were threatened with seizure of property and possible jail time. This complainant has, “repeatedly asked to stop the harassment”. Ultimately, the representative of Recovery Solutions of New York has ignored this request and is now calling third parties, including friends and family members of the debtor trying to collect on the bill. These calls include additional threats and forms of harassment.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to defend your rights and recover your damages you should. Therefore, suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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“This firm is outstanding and they really work for the people! The process was smooth and now I know where to go if I ever have another issue with any other debt collector!!! Thank you so much Jodie!!!”
“Lemberg Law is the gold standard for consumer rights. Their staff is highly responsive and very personable and their attorneys are tough!! I highly recommend them and if I need their assistance again I will definitely call Lemberg.”
Absolutely, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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Recovery Solutions of New York Has been hurrahing me for 6 month they called me on old phone then they called my Wife and brother i told them not answer that number but to blocked it, and then i started getting e-mails and that i blocked to. Today i get a letter that if don’t answer in 15 days they are taking legal action, I live in California, See if can help me or do i have a case