Professional Debt Mediation Inc, also referred to as PDM, is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Who is Professional Debt Mediation – PDM?
Professional Debt Mediation or PDM, was founded in 1998 and is headquartered in Jacksonville, Florida. They function in the multi-family housing industry collecting on past due rent, in addition to the financial, medical, service, telecom, education, and government industries.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Professional Debt Mediation a scam?
They’re legit. According to the Better Business Bureau (BBB), Professional Debt Mediation is a legitimate collection agency. This debt collector uses dead record pulls, credit reporting, and account monitoring tactics to collect from customers, in addition to high-tech skip tracing techniques and federal database searches. Like many companies in the business, PDM works on a contingency basis, so that they do not get paid unless they collect.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Professional Debt Mediation – PDM?
As of April 2017, the Better Business Bureau reported 77 closed Professional Debt Mediation complaints over the previous few decades, including 31 closed Professional Debt Mediation complaints over the past 12 months. The BBB provides Professional Debt Mediation an F rating. Additionally, Justia lists five PDM complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 64 closed Professional Debt Mediation complaints for 2016.
Professional Debt Mediation Inc 7948 Baymeadows Way Jacksonville, FL 32256 Phone Number: 904-398-0080 Website: http://www.pdminc.net/
Can Professional Debt Mediation Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely PDM would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Professional Debt Mediation?
Absolutely. Here is a Sample Case Filed in Federal Court
In 2017, a judge in U.S. District Court, Northern District of Alabama, denied in part and granted in part Professional Debt Mediation’s motion for judgment on the pleadings in Smith vs. Professional Debt Mediation for alleged violations of the Fair Debt Collection Practices Act, the Fair Credit Reporting Act, and Alabama state law. According to the judge’s decision, the customer had agreed to settle a debt with Expert Debt Mediation and the collection agency agreed to ask that the adverse items be deleted from the customer’s credit report. The customer paid, but the credit report items stayed on his Experian report. The customer alleged that PDM continued to report that the adverse information, which PDM refused to acknowledge that the settled amount ought to be deleted. Additionally, the consumer alleged that the debt collection agency continued to try to collect the debt after reaching a settlement agreement, and failed to review and explore his disputes. Professional Debt Mediation contended that the FCRA superseded Alabama state law, and the judge agreed. Additionally, the collection agency attempted to the get the court to agree that, if it deposited $15,000 with the court, that would settle the consumer’s claims and make the case moot. The judge would not let them do that, stating that the customer sought greater than $75,000 and that Professional Debt Mediation’s offer could not manage the customer complete relief.
Professional Debt Mediation Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Stop Debt Collection Harassment
You may have a case, if…
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“Thank you for your help in bringing this case to an amicable close. The last time I needed to have a lawyer for a civil issue, it wasn’t a pleasant experience, so I enjoyed you! I will certainly refer your name if I be requested.”
“Thank you so much! With your help the nagging collection calls have finally ceased! I was thrilled I was also able to get damages from the collection agency. I am unable to adequately express my joy. I am so thankful I made the call.”
“When I first emailed the office, I was not exactly sure what they could do for me. I had an idea, but they responded back with what I could expect to take place. I never believed I would be receiving a check, it was definitely a silver lining. They always had great communication. I highly recommend them to anyone seeking customer legal services.”
Can You Help Me Delete Professional Debt Mediation from My Credit Report?
Odds are good that we can help. Contact us now and we’ll clarify.
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