Who Is Calling 989-217-5891?
If you’re receiving calls from 989-217-5891, the caller may be Credit Acceptance, a company involved in collecting or servicing auto-related debt. While debt collectors and creditors are permitted to contact consumers, they must comply with federal consumer protection laws—especially the Fair Debt Collection Practices Act (FDCPA) when applicable.
If the calls feel overwhelming, aggressive, or confusing, it’s important to understand what collectors can—and cannot—do.
Your Legal Protections Against Unfair Collection Practices
Consumer protection laws set clear boundaries for collection activity. Watch for these potential violations:
📞 Calls at improper times or excessive frequency
Collectors generally cannot call before 8 a.m. or after 9 p.m. Repeated or nonstop calls from 989-217-5891 may be considered harassment.
🚫 Harassing or threatening behavior
Collectors cannot use abusive language, make threats, or pressure you with intimidation to force payment.
📬 Failure to provide written notice of the debt
You have the right to receive written details about the debt, including the amount owed and the creditor’s name, shortly after first contact.
🔒 Sharing your debt with others
They cannot discuss your debt with family members, coworkers, or anyone else (except to locate you).
⚖️ False or misleading claims
Collectors cannot misrepresent how much you owe, pretend to be attorneys or government officials, or threaten legal action they do not actually intend to take.
How to Handle Calls from 989-217-5891
If you’re unsure about the debt—or concerned about how you’re being contacted—consider these steps:
Ask for Written Verification
Request documentation confirming the debt and your responsibility for it before making any payments.
Track Every Interaction
Keep a record of calls, messages, and letters. Save voicemails and note dates and details of conversations.
Dispute the Debt if Necessary
If the information is incorrect or the debt is not yours, you can dispute it in writing. Collection efforts must pause until verification is provided.
Limit or Stop Contact
You can send a written request telling the company to stop contacting you. After receiving it, they can only reach out to confirm they will stop or notify you of legal action.
Protect Yourself From Unlawful Collection Activity
If calls from 989-217-5891 have become harassing, deceptive, or unfair, you may have legal rights—and possibly a claim for compensation.
📞 Contact Lemberg Law for a free, no-obligation consultation.
You pay nothing unless we win.
Ways You Might See This Number
989-217-5891
98921758911-989-217-5891989.217.5891989 217 5891(989) 217-5891This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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