Darnel Quick Recovery or DQR is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
What is Darnel Quick Recovery – DQR ?
Darnel Quick Recovery, Inc. (DQR) is a third-party collection agency based in Georgia that specializes in collecting delinquent debts for financial institutions and healthcare providers. DQR has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including failure to verify debts and improper sharing of information. If DQR has contacted you about a debt, make sure you know your rights before you take action.
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Is Darnel Quick Recovery a scam?
They’re legit. According to the Better Business Bureau (BBB), Darnel Quick Recovery, Inc. is a legitimate collection agency, founded in 1974 and incorporated in 1994.The BBB established a profile page for DQR in 2008. The BBB lists DQR as a collection agency and medical billing service. Buzzfile estimates DQR’s annual revenue at $1.7 million and the size of its headquarters staff at 20 employees.
According to its website, DQR’s mission is to “serve the cash management needs of… clients.” DQR states that it is “committed to encouraging independent thinking and employee innovation;… fostering commitment in an atmosphere that enhances dignity and pride; …presenting and promoting goodwill while simultaneously recovering a superior rate of accounts receivable; and…helping people solve their financial problems.”
DQR offers collection services to banks and medical service providers. DQR’s banking collection division offers “banks the ability to direct…in-house staff to its core competencies” to allow them to “avoid regulatory pressure, punishments, and even legal repercussions.” DQR’s banking division also offers banks with a means to ensure “timeliness in financing” and “accuracy in reporting.” Collection services include first- and second-placement bad debt collections; pre-legal and legal collections; and bankruptcy monitoring.
DQR’s medial collection division offers medical offices additional support in the areas of “timeliness,” “administration,” and “scale.” Collection services also include early-out first-party collections for providers that include “large hospitals and medical facilities…who prefer to outsource bill collections…for accounting and administration purposes.”
DQR’s Compliance page provides information and links the Fair Debt Collection Practices Act (FDCPA); the Health Information Portability and Accountability Act (HIPAA); the Georgia Collectors Association; and the American Collectors Association. Their Consumer Help page includes a web-based contact form, and links to public, proprietary, and faith-based consumer assistance organizations.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Darnel Quick Recovery?
The BBB has closed 7 complaints against Darnel Quick Recovery in the preceding three years, with 2 complaints closed in the previous 12 months. Most of those complaints cited problems with billing and collections. Since October 2015,the Consumer Financial Protection Bureau (CFPB)has closed 12 complaints involving DQR. Justia does not list any cases of civil litigation involving DQR.
Can Darnel Quick Recovery Sue Me or Garnish My Wages?
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely DQR would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Darnel Quick Recovery?
Absolutely. Here are some Sample Complaints
Complaints against Darnel Quick Recovery cite problems resulting from disputes about the validity of debts and the accuracy of information reported to the credit reporting agencies. In August 2018, a complainant stated that he had disputed several debts with DQR and asked “for them to delete the addresses listed in their database as they are inaccurate and erroneous.” The complainant stated that he had “disputed these inaccurate account entries… on numerous occasions,” but DQR had insisted that “the items were verified.” Specifically, DQR “alleged that a balance for 2 accounts was due…in the amount of $1,100.00.” The balance of one account was for $650.00, and the balance for the other was $480.00. The complainant stated that DQR had failed “to provide any documentation that bore his original signature for both entries, nor any documentation that reflected the financial responsibility page for both entries.” In addition, DQR “never ceased reporting… these inaccurate entries to the credit bureaus as requested.” The complainant also stated that he had visited the healthcare facility where he had received care, “and requested a complete and comprehensive document that reflected any charges that he may allegedly owe the facility…He attached documentation that reflects a mere 1 account and a balance of $350.00,” and complained that the healthcare facility and DQR continue “to damage his creditworthiness with these inaccurate entries.” The complainant requested that DQR “delete these entries immediately from his credit report, having …attached documentation that fully justifies their inaccuracy and untruthfulness.”
In May 2018, a complainant stated that he had “received his credit report and noticed a debt from” DQR. He “wrote a letter and sent it certified mail asking for proof that this was his debt and where he owed the” money. The complainant alleged that Darnel Quick Recovery “failed to respond or send… the information he requested.” After waiting a reasonable amount of time, the complainant“sent another certified letter requesting this information to be validated or, if it could not be validated, for it to be removed from his credit report.” DQR allegedly would “not respond to any of his requests.” The complainant insisted that the “balance was paid in full by his insurance company.” He also stated that the hospital where he had been treated had been purchased, “and they did not update his account information.” Now, “no one can find his bill nor services from that date.” He said that DQR’s only effort was to write him “out a hand bill physically, which does not prove anything.” Both complaints were closed without any public response from DQR.
Darnel Quick Recovery Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Stop Debt Collection Harassment
You may have a case, if…
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“With your help the nagging collection calls have finally ceased! I was thrilled I was also able to get damages from the collection agency. I am unable to adequately express my joy. I am so thankful I made the call.”
“When I first emailed the office, I was not exactly sure what they could do for me. I had an idea, but they responded back with everything I could expect to take place. I never believed I would be receiving a check, it was definitely a silver lining. I highly recommend them to anyone seeking customer legal services.”
“I just wanted to let you know we received the check from your office on now and I wanted to take some time to inform you that we really appreciate all of your efforts in this matter.”
Can You Help Me Delete Darnel Quick Recovery from My Credit Report?
We can absolutely help. Call us today.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.