Credit Management Services is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Credit Management Services is a debt collection business based in Grand Island, Nebraska. It appears as though there are a variety of different complaints against Credit Management Services alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as charging consumers with invalidated debt and failing to effectively communicate with consumers about taking matters to court. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Credit Management Services has been in the collections business for an impressive 95 years. On top of this lengthy experience, Credit Management Services has also received an “A+” rating from the Better Business Bureau, as well as accreditation from the BBB. Due to the company’s extensive years of experience, its stellar rating from the BBB, and its accreditation, consumers should be aware that Credit Management Services is not a scam.
Credit Management Services was established on January 1st, 1926 and its BBB account was opened on February 17th, 2000. Additionally, this collections company cites on their website that they have a variety of affiliations, which include, MGMA Nebraska, ACA International, Kahpam, Lincoln Chamber of Commerce, Nebraska Hospital Association, KHA, Grand Island Chamber, Kearney Area Chamber of Commerce, Iowa Hospital Association, Norfolk Area Chamber of Commerce, and North Platte Area Chamber Development. Lastly, According to zoominfo.com the company has an employee base of 139, and sales of $30 million. The leadership of the collections company is headed by Owner, Michael Morledge and General Counsel, Dana Kay Fries.
Remember that while it is important that you do not ignore the need to resolve your alleged debt with Credit Management Services, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. With that being said, remember that the debt which you may have been contacted about is real, and needs to be dealt with.
Credit Management Services, “works with over two-thirds of Nerbaska’s hospitals and with over 1,800 clients across the Midwest”, according to dnb.com. The company itself does not leave information to consumers about who they specifically collect for. However, it is likely that your debt comes from an unpaid bill or fee from a hospital or simply within the area of healthcare. Though Credit Management Services is likely collecting on this type of debt, it is still very important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a number of reviews and complaints currently posted about Credit Management Services across the internet. In fact on the BBB, Credit Management Services has received 4 complaints closed in the last 3 years and 3 complaints closed in the last 12 months, with 6 customer reviews amounting to a total 1/5 star review. Additionally, on Google Reviews the collections company has accumulated an astounding 103 reviews lending the company a measly 1.4 star review overall. These reviews mainly noted that Credit Management Services was allegedly failing to respond to consumers and using unethical collections practices. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Collections companies cannot make empty threats to sue you or garnish your wages because it is illegal. For most cases, collections companies will likely choose not to sue if they cannot verify your debt or you may not owe said debt. Nevertheless, Credit Management Services can still summon debtors to court and garnish wages after a default judgement. If you believe that Credit Management Services may have violated the FDCPA, hire legal aid to resolve the discrepancy. It is wisest to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint.
A complainant explains that Credit Management Services took the complainant to court, “made half a payment then not a week later they send out a garnishment letter to me and my place of employment”. Additionally, the complainant explains that they made a payment in full on the same day that they received the notification letter. Afterwards, the company sent the complainant a confirmation letter to their place of employment. Allegedly, the collections company kept garnishing the complainant even though they already paid them. When this continued, the complainant called to make a complaint and the woman on the other end, an employee of Credit Management Services, hung up. The complainant has still not received their payment money back, and their checks are continuing to be garnished.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue Credit Management Services. If you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you should sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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“A happy ending to a bad situation with harassment from a debt collector. Everything stopped immediately. I am very thankful for the help from Lemberg Law.”
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“The group at Lemberg Law was professional, courteous, and effective. Their grasp of consumer protection laws and guidelines are second to none, and they work extremely difficult to ensure this procedure is client-friendly.”
Yes, we would love to assist you with your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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