Arnold Scott Harris is a debt collection agency which may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Arnold Scott Harris is a debt collections agency based in Chicago, IL. It appears as though there are a variety of different complaints against Arnold Scott Harris alleging violations of the Fair Debt Collection Practices Act (FDCPA) such as harassing consumers, and charging consumers with invalidated debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Arnold Scott Harris can be considered a legitimate collections company due to the fact that it has been in business for 44 years. On top of these years of experience, Arnold Scott Harris has also received an “A+” rating from the Better Business Bureau. However, this collections company is currently not BBB accredited. Overall, due to the company’s years of experience and its stellar BBB rating, it is unwise to ignore the need to resolve your debt and write off this collections company as a scam.
Arnold Scott Harris does not currently have an active website that lends viewers information on the company’s ethics and business practices. However, many consumers allege that the company has violated the FDCPA and continuously disrespected debtors. Additionally, according to the BBB, the leadership of the collections company is headed by Mr. Ari Derman, Attorney and Mr. Arnold Harris, President. Lastly, there is no information currently available on dnb.com or zoominfo.com regarding this collections company’s employee base or revenue.
Because Arnold Scott Harris does not currently have an active website, there is little information on the collection company’s clientele and its areas of expertise. Therefore, many consumers would like to know what debt they allegedly owe to Arnold Scott Harris. The best way to resolve this discrepancy would be to contact the collections company to verify and attain details on your alleged debt. Acquiring this information is important because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
On the BBB, Arnold Scott Harris has received 31 complaints closed in the last 3 years and 13 complaints closed in the last 12 months, as well as 21 customer reviews, awarding the company 1 star overall. There are additionally 32 reviews posted about Arnold Scott Harris on Google Reviews, in total assigning this collections company only 1.9 stars out of 5.
Overall, the majority of complaints about Arnold Scott Harris alleged that the collections company was using unethical collections practices, utilizing robocalls, and incessantly harassing debtors. Ultimately, the similarities between these posted complaints and the angry sentiments of complainants awards this collections company a less than glowing review. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
A collections company would only choose to sue you or garnish your wages given that they can validate your debt, as it is illegal for Arnold Scott Harris to make empty threats to sue you or garnish your wages. Moreover, Arnold Scott Harris can choose to sue or garnish wages after a default judgement. This choice verifies that a collection company would likely choose not to sue you for unvalidated debt. However, it is the smartest option to preemptively contact an attorney to ensure the safety of your assets and rights. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices. Need Help? Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that they have been receiving robocalls from Arnold Scott Harris for the past 3 months. Allegedly, this collections company calls multiple times a day and when the complainant attempts to contact the company they do not respond. Ultimately, Arnold Scott Harris has not sent any written communication to the complainant, only contacting the complainant through repetitive robocalls. This complainant would like these calls to cease as they claim they do not have any outstanding debt or bills that they are aware of.
The Fair Debt Collection Practices Act outlines a person’s protections against the abuses and misconduct of collection agencies. If you find that a debt collector may have violated your FDCPA rights, it is important that you contact and attorney to resolve the matter and receive compensation. You can find your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Remember that in addition to your rights under the FDCPA, you have supplementary rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, and if you would like to defend your rights and recover your damages you should. Suing is the correct course of action if you have found that your FDCPA rights or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices. Moreover, you should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“They took care of everything. Very efficient, competent and always returned calls quickly. Very pleased with how quickly it was taken care of.”
“Thank you!!! Lemberg Law for making a dishonest creditor go away. Jody and her assistant Juliet and team were all very successful and professional. This was all done in a timely manner and couldn’t ask for anything more. I received more than what I could of asked for and am very pleased with my settlement. A true weight lifted. ”
“Fighter, that’s what these wonderful people are. I got great service and great lawyers and para-legals in my corner. Above and beyond for the forgotten people. Thanks for everything.”
“Very helpful, didn’t know if they could do anything or not and they took care of the problem completely with little to no effort on my part. They are efficient, competent, and return calls promptly.”
Yes, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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Arnold Harris has called me repeatedly for months, sometimes 5 or 6 times a day. They are collecting a debt for Kansas Dept of Revenue. The debt is not mine, they have some address I never heard of. They say I own 2600.00 to Kansas Income tax. My daughter was in a crippling car accident that year and I was so busy in intensive care I didn’t file my taxes at all that year. So where is that huge total coming from? One lady was so rude to me when I questioned her she said “ I don’t care what you do honey you owe the money so just pay it or we will see you in court! Another was so rude she said is this your Ss number I said yes and she said then it’s you stop denying this debt, I promise you we will call you every day until you make payment. This debt is from 2016, she said if you think this isn’t your debt then send us bills and mail tax returns to prove you don’t live at this erroneous address. 7 years ago right I keep all my old bills, I submit 10/40 no itemized receipts. I am not a business. Please help! I have voice mails many of them.