Allocated Business Management (ABM) is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Allocated Business Management (ABM) is a debt collection business based in Mundelein, Illinois. It appears as though there are a variety of different complaints against Allocated Business Management (ABM) alleging violations of the Fair Debt Collection Practices Act (FDCPA). If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Allocated Business Management (ABM) has been in the collections business for 14 years. The company was originally started on May 16th, 2006 and opened its Better Business Bureau account on June 20th, 2006. Allocated Business Management (ABM) has not been accredited by the BBB, however it has received an “A+” rating from the BBB. Due to the company’s years in service and its outstanding rating from the BBB, it is clear that this business is not a scam. Therefore, the debt which you may have been contacted about is real, and needs to be dealt with. Though it is necessary to resolve this discrepancy, it is still possible that Allocated Business Management (ABM) may be in violation of the FDCPA. While it is important that you do not ignore the need to resolve your alleged debt with Allocated Business Management (ABM), as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA.
According to the collection company’s website, Allocated Business Management (ABM), ” is a Professional Collection Agency that is Licensed, Bonded and Insured”. The collections company additionally claims that clients can “trust” their business to keep them in business. The company also makes a variety of promises to clients and consumers, writing, “A.B.M. charges no attorney fees, A.B.M. charges no upfront fees, A.B.M. charges no retainer fees, A.B.M. charges no court costs, A.B.M. has no litigation fees, A.B.M. has no suit costs or fees, A.B.M. won’t scare debtors into running away from process servers, A.B.M. won’t scare debtors into running away from court summons, A.B.M. won’t scare debtors into hiding after a judgment is obtained, A.B.M. won’t scare debtors into quiting their job after wage garnishment starts, A.B.M. only earns its fees when they collect your money and are successful”. Some complainants feel as though these promises have not been kept.
Lastly, in regard to the collection company’s size, the company has an employee base of 10 people and sales of $655,851 (according to dnb.com). The leadership of Allocated Business Management (ABM) according to the BBB consists of Chief Operating Officer Brendan Keehn and President Tina Odrowski.
Allocated Business Management (ABM) writes on its website that their company collects on all types of debt for any type of business. The collections company lists a few examples of these areas of expertise, writing, “Consumer, Commercial, Industrial, Municipal, Government, Utilities, Healthcare, Subrogation, and more”. The company also outlines its collections process for clients by explaining, “You send us your forms with no up-front cost to you. ABM will: 1. Use our specialized software to locate your customers. 2. Send the debtor a full collection letter series. 3. Make professional collection calls.” Therefore, it is likely that Allocated Business Management (ABM) is following this process and your debt lies within one of these areas of collection mentioned on the Allocated Business Management (ABM) website. However, it is still important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom, largely because Allocated Business Management (ABM) explains that it collects on any kind of debt within any kind of business.
Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit. Allied Trustee Services also outlines their collections process on their website, explaining that they provide specific services for their clients which include, “Simplified Start-up, $1 Million Errors and Omissions Insurance Coverage, Legal Oversight and Supervision by In-House Counsel, and Highly Experienced Staff”.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a few reviews and complaints currently posted about Allocated Business Management (ABM). On the BBB, Allocated Business Management has received 1 complaint closed in the last 3 years. The details of this specific complaint are not currently provided by the BBB, and it appears as though Allocated Business Management (ABM) has not responded to the complaint either. In addition to this review on the BBB, Allocated Business Management (ABM) has received three Google Reviews amounting to an overall 2.3 star review. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Remember that it is illegal for Allocated Business Management (ABM) to make empty threats to sue you or garnish your wages. While it is not likely that a collections company will sue if they cannot verify your debt or you may not owe said debt, these companies can still summon debtors to court and garnish wages after a default judgement. If you find that Allocated Business Management (ABM) may have violated the FDCPA, the wisest course of action would be to hire legal aid. Contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
According to PACER.com, a complainant by the name of Kevin Kolbus explained that a representative of Allocated Business Management (ABM) called his wife at work and spoke to her supervisor. After this occurred, the complainant, Kevin Kolbus, reached out to Allocated Business Management (ABM) and explained that the alleged payment due was being made, and he asked that the company not contact his wife at work. The representative angrily responded that he had the right to do so, and then threatened Kevin Kolbus by explaining that he would call human resources at the complainant’s place of work and have his wages garnished. The complainant then decided to hire legal aid due to Allocated Business Management’s (ABM’s) violation of the FDCPA.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue Allocated Business Management, and if you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you should sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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