Alliance Collection Service is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Alliance Collection Service is a debt collection business based in Tupelo, Mississippi. It appears as though there are a variety of different complaints against Alliance Collection Service alleging violations of the Fair Debt Collection Practices Act (FDCPA) including harassing consumers and stealing in excess of the debt owed by consumers. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Alliance Collection Service has been in the collections business for 25 years. The company was originally started on March 27th, 1995 and was incorporated on the same day. This collections business has not been accredited by the Better Business Bureau, however it has received an “A+” rating from the BBB. Due to the company’s years of experience and their impressive BBB rating, it is easy to see that Alliance Collection Service is not a scam. Therefore, the debt which you may have been contacted about is real, and needs to be dealt with. In fact, Alliance Collection Service is part of ACA International, HFMA, Medical Group Management Association and the Shepherd’s Hands. Even with these forms of certification in mind, remember that Alliance Collection Service still may be in violation of the FDCPA.
Therefore, while it is important that you do not ignore the need to resolve your alleged debt with Alliance Collection Service, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. According to dnb.com, the company has an employee base of 20 people and sales of $1.82 million. The leadership of the company is headed by Owner Jeffrey Chambers and CFO Haley McLemore.
There is no information posted about the specific companies that Alliance Collection Service collects for or the areas of collection that they specialize in. However, according to their webpage, Alliance Collection Service, “provides our clients with services contingent on performance. With our contingency service, if we don’t collect, we don’t get paid. There are no hidden fees, just straight-forward, simple, and fair pricing”. The company claims to have a very straightforward process of collecting on unpaid debt, but they do no specialize in any specific area of collections.
Therefore, because there is little information available on who Alliance Collection Service specifically collects for, it is important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are a number of complaints currently posted about Alliance Collection Service. On the BBB, however, Alliance Collection Service has only received 1 complaint closed in the last 3 years. The details of this complaint are currently unavailable and Alliance Collection Service has not responded to the posted complaint. In addition to this complaint posted on the BBB, Alliance Collection Service has received 12 reviews posted on Google Reviews, awarding the company a 3.7 out of 5 star review, as well as 7 reviews on WalletHub, giving the company a total 2.7 star review. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Remember that it is illegal for collections companies to make empty threats to sue you or garnish your wages. It is likely that the company will choose not to sue if they cannot verify your debt or you may not owe said debt. However, Alliance Collection Service can still summon debtors to court and garnish wages after a default judgement. It is the wisest decision to hire legal aid if you find yourself in a similar situation. Contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant began receiving calls from Alliance Collection Service on behalf of a company they were collecting for. The complainant demanded that the collections company remove the number from their list, but the collections company continued to call. The complainant is incredibly frustrated because these calls keep occurring during business hours and the complainant feels as though they should be able to stop these calls and be removed from their calling list. The complainant tried calling again and spoke to both a male and female representative, and both representatives hung up on the complainant. One representative stated that there was no supervisor there to speak to the complainant when the complainant requested one. The representative also claimed that the complainant couldn’t have attain the company’s work email or be directed to their phone line. The complainant is becoming increasingly frustrated while trying to resolve this issue and wants something done about these unethical collections practices.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue Alliance Collection Service, and if you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you must sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
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“Thank you and your staff for the exceptional work you did on my behalf in dealing with a debt collector. I’ve not experienced the level of professionalism, care, timeliness in follow-through, and financial compensation obtained through your firm.”
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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