Alliance Collection Agencies is a debt collection firm which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Alliance Collection Agencies is a debt collection business based in Marshfield, Wisconsin. It appears as though there are a variety of different complaints against Alliance Collection Agencies alleging violations of the Fair Debt Collection Practices Act (FDCPA) including charging consumers with invalidated debt and failing to communicate effectively with debtors. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Alliance Collection Agencies has been in the collections business for 63 years. The company was originally started on June 24th, 1957 and was accredited by the Better Business Bureau on January 9th, 2013. On top of its accreditation by the Better Business Bureau, Alliance Collection Agencies has also received an “A+” rating from the BBB. Due to the company’s years of experience and their stellar BBB rating, it is easy to see that Alliance Collection Agencies is not a scam. Therefore, the debt which you may have been contacted about is real, and needs to be dealt with. In fact, Alliance Collection Agencies is ACA certified and maintains high accreditation and reviews from the BBB . Even with these forms of certification in mind, remember that Alliance Collection Agencies still may be in violation of the FDCPA.
Therefore, while it is important that you do not ignore the need to resolve your alleged debt with Alliance Collection Agencies, as this could potentially harm your credit and ability to take out future loans, be wary of any suspicious activity where the company could potentially be violating the FDCPA. According to dnb.com, the company has an employee base of 45 people and sales of $5.2 million. The leadership of the company is headed by President Dan O’Connell and Compliance Officer Scott Swanson.
According to their LinkedIn page, Alliance Collection Agencies specializes in the following services: “Healthcare Collections, Scheduling, Patient Access, Financial Assistance, Medical Line of Credit, Denial Management, Self-Pay Follow-Up, Loan Servicing, Commercial Collections, and Retail Check Processing and Collection”. This is the only piece of information that Alliance Collection Agencies provides consumers about who they specifically collect for. Your debt could be a part of any of the following categories previously mentioned from Alliance Collections Agencies’ LinkedIn page.
Even with this knowledge about the types of debt Alliance Collection Agencies specifically collects on and the businesses it works with, it is still important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
There are many complaints currently posted about Alliance Collection Agencies. On the BBB, Alliance Collection Agencies has received 13 complaints closed in the last 3 years and 2 complaints closed in the last 12 months. While Alliance Collection Agencies has attempted to respond to the majority of these complaints, the similarity between complainants’ issues and the frequency of posted complaints causes damage to Alliance Collections Agencies’ reputation within the collections world. In addition to the numerous complaints posted on the BBB, Alliance Collection Agencies has received 62 reviews posted on Google Reviews, awarding the company a 1.8 out of 5 star review, as well as 7 reviews on WalletHub, giving the company a total 2.7 star review, and 58 reviews on BirdEye, in total becoming a 1.8 star review. The collections company could have also been a part of more lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
It is illegal for collections companies to make empty threats to sue you or garnish your wages. In the case that the company cannot verify your debt or you may not owe said debt, the collections company would most likely choose not to sue. However, Alliance Collection Agencies can still summon debtors to court and garnish wages after a default judgement. If you find yourself in this situation, it is important that you choose to sue and hire legal aid. The wisest option in this case would be to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant allegedly had an overdue hospital bill which was turned over to Alliance Collection Agencies. The complainant later received phone calls where there was no phone number listed, only a message which read “RESTRICTED”. There was an automated message left for the complainant, only asking whether this was the correct number for the complainant (referencing their real name) and if this information was correct, the message asked the complainant to call the collection agency’s phone number. Other than this information, no information was provided by the caller on who specifically was calling and what the reasoning for the call was. The complainant received these same phone calls twice a week until they sent in their last payment for an overdue bill. However, the calls have resumed once again, even now that the complainant is paying off the debt with a $100 fee every month. When the complainant tried to call once again to retain a payoff amount the company began asking for information like where the complainant lived. This unsettled the complainant and they refused to share this information. The complainant feels as though this collections company is using unethical collections practices.
The Fair Debt Collection Practices Act protects citizens like you against the abuses and misconduct of collection agencies. If you find that you have become a victim of illegal collections practices, read up on your FDCPA rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes you are able to sue Alliance Collection Agencies, and if you feel as though your FDCPA rights have been breached, suing is the best course of resolution. In order to recover your damages and protect yourself as an individual, you must sue and utilize the Federal laws that protect citizens like you from these fraudulent practices. Award yourself the power to defend your rights and protect your assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“Amazing! I don’t need to say anymore. They were able to relieve me of a managing problem with long lasting results. I would recommend them to anyone with problems with creditors.”
“I have nothing but praise for Lemberg Law. When I first spoke with Tim, one of the paralegals, my mind was immediately at ease. Very dedicated in seeing justice is served!”
“I called Lemberg law to handle an overly aggressive debt collector who constantly violated the Fair Debt Collection Practices Act. I was very pleased with what Jody Burton got for me. Not only did she settle my case but now this collection agency can no longer harass me. Thank you.”
“Thank you. I will direct anyone I hear of having problems with collections to you. You did an excellent job and far exceeded any expectations. I had for the matter. Your attention to the matter has been greatly appreciated.”
Yes, we would love to assist you in your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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