Adams & Morse Associates is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Adams & Morse Associates is a debt collections agency based in Manchester, New Hampshire. It appears as though there are a variety of different complaints against Adams & Morse Associates alleging violations of the Fair Debt Collection Practices Act (FDCPA) including harassment and failing to validate alleged debt. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Adams & Morse Associates has been in the collections business for 36 years. With this extensive background, it would be unwise to write off this collections business as a scam. Adams & Morse Associates has not been accredited by the Better Business Bureau, but was given a “A+” rating by the BBB. Therefore, it is important that you do not ignore the need to resolve your alleged debt with Adams & Morse Associates, as this could harm your credit and ability to take out future loans. In respect to the company’s timeline, Adams & Morse Associates was started on December 18th, 1984 and its BBB file was opened on October 2nd, 1991.
In regard to the collection company’s size, according to dnb.com the company has an employee base of 49 people and a revenue of $8.78 million. Lastly, according to the Better Business Bureau, the leadership of the company is headed by President Athena Adams and Office Manager
Jessica Perry.
Adams & Morse Associates leaves little information on their collections website. They do claim, however, that they specialize in all types of insurance collection. These areas of collection include but are not limited to: “Personal Lines Automobile and Commercial Lines Automobile, Broker/Agent Recovery Program, General and Professional Liability, Worker’s Compensation, Homeowners, Renters and Condominium, and Subrogation”.
The company claims on their LinkedIn page that, “Our focus on insurance does not only achieve premium recovery, but resolution while maintaining positive relationships with your policyholder’s and enhancing your total market image”. Many debtors of Adams & Morse Associates feel as though their relationship with this collections company was less than positive. Because Adams & Morse specializes singularly within insurance debt, this is likely where your alleged debt is coming from. Though this is most likely the case, it is important that as a consumer you confirm with the collections company about what debt is specifically owed and to whom. Inquiring as soon as possible is the smartest move to make, and if you feel as though this company has breached their FDCPA rights be sure to contact an attorney to help you file a lawsuit.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Adams & Morse Associates has surprisingly only received one, 1 star review and 0 complaints on the BBB site. Outside of this website, Adams & Morse Associates has also received 6 Google Reviews awarding the company with only 1 star. It appears as though many debtors and consumers are less than satisfied with the performance of this company, and the manner in which they treat those who are indebted to insurance companies. The company has additionally received three reviews on BirdEye, giving Adams & Morse Associates a 2.3 star review in total. More seriously, Adams & Morse Associates could have also been a part of a variety of lawsuits, sanctions, and penalties. Take a look at the Public Access to Court Electronic Records (“PACER”) which reports all federal complaints within the U.S. federal system’s docket to find out.
Remember that it is illegal for a collections company to make empty threats to sue you or garnish your wages. While Adams & Morse would most likely choose not to sue if they cannot verify your debt or you may not owe said debt, this may not occur under other circumstances. Ultimately, it is not uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. Because of this possibility, it is important that if you find yourself in a similar situation, you choose to sue and attain legal advice. The wisest option in this case would be to contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law has helped thousands of consumers fight back against these cases of fraudulent collection practices. Call us today to find out how we can help you resolve this issue.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant began receiving phone calls from Adams & Morse Associates while she was attending work. Even after telling the employee that she could not receive phone calls while on the job, the calls from Adams & Morse Associates continued. Allegedly, the employee on the phone startled the complainant by claiming that the calls would not cease until the bill which the complainant owed was paid off. The employee also told the complainant that if this bill was not paid by a certain date, then the complainant’s drivers license would be suspended. This form of harassment and coercive means could violate the FDCPA.
The Fair Debt Collection Practices Act protects citizen like you from the abuses and misconduct of collection agencies, read up on your rights to learn to protect yourself from unethical collections practices. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. Do not forget that you also have additional rights other than those listed under the FDCPA. These supplementary rights include those enumerated in the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you can sue Adams & Morse Associates if you feel as though your FDCPA rights have been breached. Ideally, if you would like to be able to recover your damages and protect yourself as an individual, you should sue. Utilize the Federal laws that protect citizens like you from these fraudulent practices. Suing gives individuals the power to defend their rights and protect their assets. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“Lemberg Law sued a couple of companies for me that were calling me for someone else’s debt, another unauthorized caller, no long dragged out court case, the case was settled less than a few months, I’m very satisfied, thanks Lemberg Law.”
“I had received continual phone calls from a debt collector on my cell phone and I installed the Legal call blocker and Lemberg Law contacted me and they took care of it for me without expenses to me. They simply took the money out of the settlement.”
“I called Lemberg law to handle an overly aggressive debt collector who constantly violated the Fair Debt Collection Practices Act. I was very pleased with what Jody Burton got for me. Not only did she settle my case but now this collection agency can no longer harass me. Thank you.”
Yes, we would love to assist you with your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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