Account Liquidation Services is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
Account Liquidation Services is a debt collector located in Decorah, Iowa. It appears as though there are a variety of different complaints against Account Liquidation Services alleging violations of the Fair Debt Collection Practices Act (FDCPA) including reporting debt to credit agencies without notifying debtors. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Account Liquidation Services is simply not a scam. It is due to this collections company’s many years of experience within debt collection, that one can confirm that Account Liquidation Services is a real, tried and true business. Therefore, it is important that you do not ignore the need to resolve your debt as this can result in heavier damages to your credit and financial stability.
In addition to Account Liquidation Services’ many years of experience, the company is additionally awarded legitimacy due to its active Better Business Bureau page. While the collections business is not accredited, it maintains an “A+” rating, and its existence on the well known BBB.org shows that the alleged debt which Account Liquidation Services may be charging you with is no joke. The BBB additionally cites the leader of Account Liquidation Services as Trace Hable, Owner. Lastly, Account Liquidation Services generates $691,398 in sales and has an employee base of 8.
Account Liquidation Services does not specify which area of collections that they specialize in. The collections company simply leaves website visitors with a message stating, “Account Liquidation Services is a full-service Accounts Receivable/Returned Check Recovery Agency located in Decorah, Iowa. We find ‘Success through Superior Ingenuity, Technology and Integrity’.”
Because there is a substantial lack of information available on Account Liquidation Services’ clientele and area of expertise, as a consumer you should choose to verify your debt with Account Liquidation Services and discuss the details of your alleged debt. It is known that due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not dealt with, making this matter extremely important to resolve.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Account Liquidation Services has only a few complaints posted across the internet. This fact, however, does not mean that any of these complaints are less credible or severe. First, on the BBB, Account Liquidation Services has 2 complaints posted within the last three years, and 0 reviews. In addition to these reviews, this collections company also has two Google Reviews posted, awarding the collections company a mediocre 3 stars. Allegedly, Account Liquidation Services falsely reported credit to credit agencies and/or failed to notify debtors of this reporting. More seriously, this collections company could have also been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket.
In simple terms, yes. However, collections company are not legally able to make empty threats to sue you or garnish your wages. While this may be the case, if there has been a default judgment, Account Liquidation Services is able to choose whether or not to sue you or garnish your wages. Remember that without validation of your debt, most collections companies will choose not to sue. Nonetheless, it is still wisest when dealing with unethical collections companies that you contact an attorney to protect your rights and assets. Need assistance? Call us today. Lemberg Law awards consumers the power to fight back against these fraudulent collection practices.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that they noticed a $20 collection reported on their credit report. Afterwards, the complainant claims that this occurred because they previously wrote a bad check, but paid off the debt in full. The complainant received no notification of this alleged debt. The complainant claims that, “If that had been done, I could have shown how the entire amount was paid in full and avoided this error from being on my credit report”. Additionally, the complainant claims that if this amount is not removed, they will contact the Iowa and Missouri Attorney General Offices and inquire about the legality of these collections practices.
If you find yourself in contact with Account Liquidation Services, remember that The Fair Debt Collection Practices Act protects you against the abuses and misconduct of collection agencies. Find out if you can receive compensation! If you would like to inquire about these specific rights, you can find them listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. In addition to this legal protection, as a consumer you are also entitled to supplementary rights under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you absolutely can. The smartest move to make, if you would like to defend your rights and recover your damages, is to sue. More specifically, choose to take action when you have found that your FDCPA or TCPA rights have been violated. Federal laws protect citizens like you from these fraudulent practices, utilize them to defend your rights and receive compensation for unethical collections practices. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“Awesome law office. They are very professional, they go the extra mile for you and give you the truth about your case.”
“They settled my case so fast. No more harassing calls from them bothersome credit card companies. it was an everyday thing 2 to 4 calls a day. I can have peace now. Thank you for all your help.”
“Lemberg Law got a faulty debt of over $4,000.00 removed completely from my record AND got me the highest award of $1,000.00 in my settlement. Very kind and very skilled at what they do. I highly recommend Lemberg Law.”
Absolutely, we would love to help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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