AAA Collectors is a debt collection agency which appears to have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.
AAA Collectors is a debt collections agency based in Colorado Springs, Colorado, sometimes known as Triple Check Inc. It appears as though there are a variety of different complaints against AAA Collectors alleging violations of the Fair Debt Collection Practices Act (FDCPA) including false credit reporting, verbal harassment, and threatening debtors. If you have been contacted by this debt collector, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. AAA Collectors has been in the collections business for 26 years and can therefore be considered a legitimate business. Because of their experience and legitimacy, it is unwise to ignore the need to resolve your debt and write off AAA Collectors as a scam. AAA Collectors was founded in 1977 and has not been accredited by the Better Business Bureau. However, AAA Collectors has been awarded an “A+” rating by the BBB. This collections agency is experienced solely within Colorado counties but is willing to work in outside states given unsuccessful collection circumstances. The AAA Collectors’ website lets viewers into the history of the company’s collections business. In 1977 the business was founded by a man named Tom Barrett who still maintains ownership of the company today. Over time AAA Collectors has established a combined 75+ years in the collections service and has produced “excellent results” for their clients. AAA Collectors also maintains a Facebook page with 34 likes and 30 followers, where they frequently post advice and updates for their potential clients. According to dnb.com, AAA Collectors has a total of 9 employees in all of its locations and earns $504,753 in sales.
According to AAA Collectors’ webpage, the company works with within collections service for retail, medical, and bad check matters. They additionally post testimonials on their website from past clients including: Bestway Disposal, Nathan L. Brightwell M.D., Lincoln Springs Apartment Homes, and Junior Academy Children’s Center. AAA Collectors focuses on the three collection services listed above (retail, medical, and bad check matters) and they do not deal with real estate collections. Therefore, the debt which you may have been contacted about is related to one of these three areas of expertise listed on AAA Collectors’ website. AAA Collectors also has an attorney on hand who works within the Colorado counties. The company additionally claims that they have zero memberships fees and never collect from clients unless their case is successful. In regard to a statement on professionalism, AAA Collectors notes that they resolve debt in a manner that is “acceptable to all”. According to debtor reviews, this is not always the case. The leadership of the company is headed by President Tom Barrett.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Like many collections companies AAA Collectors has received a number of complaints from debtors. Even though the company received an “A+” rating from BBB.org without an accreditation, there are currently no complaints filed against the company on the Better Business Bureau. However, there are three negative customer reviews about AAA Collectors on BBB.org. In sum, these reviews amounted to a 1 out 5 star customer review on the website. The topic of these reviews were dissatisfaction with lack of communication, harassment, and inaccurate charges from AAA Collectors. The collections company has only responded to one of these reviews where they chose to, “neither confirm nor deny any involvement between or action by AAA Collectors”. In addition to the BBB.org reviews, AAA Collectors has also received five, 1 star reviews on Google Reviews, one, 1 star review on Yelp, as well as 1, 1 star review on Birdeye.
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. Like most debt collection agencies, AAA Collectors would likely choose not to sue you for a debt you may not owe or they cannot verify. This does not mean, however, that is uncommon for debt collection agencies to summon debtors to court and garnish wages after a default judgement. If you would like to avoid these charges, contact an attorney preemptively to ensure the safety of your assets and rights. Lemberg Law specializes in helping thousands of consumers fight back against these cases of fraudulent collection practices. We can help you find out how to resolve your case with a simple phone call. Call us today.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Yes, we are very experienced with these type of lawsuits. You can sue a debt collector. Here is a sample complaint:
A complainant had a collection of $1,800 which was turned over to AAA Collectors. It was several months later that the charge ended up becoming a whopping $8,000, a portion of which was added in only ten days. The complainant had asked several times for accountability of, “where these charges are coming from”, and was repeatedly told the call occurred either after hours or, he/she needed to request the information through email. The complainant explained that the company that initiated the collection feels as though they can collect whatever they feel like collecting without explanation and without proper documentation.
It is important that you learn to protect yourself from collections malpractice by understanding your rights when it comes to collections companies. In order to do so, read up on the Fair Debt Collection Practices Act, which outlines a person’s protections against the abuses and misconduct of collection agencies. You can find these rights listed on the Federal Trade Commission’s website under, “Debt Collection FAQs”. As a citizen, you also have additional rights to protect yourself from fraudulent practices under the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
Yes, you are able to sue AAA Collectors, it is also the best route to take if you would like to be able to recover your damages and protect yourself as an individual. Lawsuits are the best way to utilize the Federal laws which protect citizens like you from these fraudulent practices. You should choose to award yourself the ability to defend your rights and receive compensation by suing if you feel as though these rights have been violated. Individuals like you can recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“INCREDIBLE EXPERIENCE! We contacted Lemberg about being harassed by a rude debt collector, and within weeks we got a settlement check. 10/10 recommend this law firm— So happy with our settlement!”
“Lemberg Law took my case and i was very impressed with their service! very diligent and very excellent at communicating every step of the process. I was very well informed about my case and kept up to date. I highly recommend Lemberg Law!”
“Thank you guys for being such a great help will definitely recommend people to you you kept me updated on things and let me know what the progress and statuses.. I appreciate your work and communication and everything that you have done to settle my matter with a debt collector.”
“I can’t say enough about how extremely happy I was with their services. If you’re being harassed by a collector give Lemberg law a call.”
Yes, we can absolutely take on your case. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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