American Collections Enterprise Inc or AMCOLLECT is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
American Collections Enterprise has been in business since 1993, and its principal office is located in Alexandria, Virginia. American Collections Enterprise specializes in medical, dental, and hospital debt, in addition to credit card debt, bounced checks, and past due rent. The debt collection agency boasts that they “find your missing debtor,” and pledge to collect on accounts forever.
The harassing company pays our fees.
They’re legit. The BBB lists American Collections Enterprise as a legitimate collection agency on their profile page. This agency uses many different debt collection tactics, such as telephone calls, letters, skip tracing, and credit reporting. In actuality, AMCOLLECT claims that a customer has 60 days to pay a debt prior to the agency reports it to the major credit agencies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
As of March 2017, the Better Business Bureau reported 34 closed American Collections Enterprise complaints over the previous few decades, including 8 shut American Collections Enterprise complaints over the past 12 months. The BBB provides American Collections Enterprise an A rating. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 28 closed American Collections Enterprise complaints for 2016.
American Collections Enterprise, Inc.
205 S Whiting Street, Suite 500
Alexandria, VA 22310
American Collections Enterprise Phone Number: 800-208-2234
Website: http://americancollectionsenterprise.com/
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely AMCOLLECT would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Get Free BBB A+ Attorney. Call 475-277-1600 NOW
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. Here is a Sample Case Filed in Federal Court against American Collections Enterprise
In a 1999 class action lawsuit, a judge in U.S. District Court, Eastern District of New York, given a Customer’s summary judgment in Ong vs. American Collections Enterprise for alleged violations of the Fair Debt Collection Practices Act. The judgment addressed the issue of whether a demand letter for a debt owed to Capital One was a violation of the FDCPA. The letter said, “Unless you notify this office in writing within 30 days from receiving this notice that you dispute the validity of this debt or any part thereof, this office will assume the debt is valid.” The customer claimed that requiring him to dispute the debt in writing, as opposed to over the telephone, was a violation of the FDCPA. American Collections Enterprise contended that, under the law, disputes needed to be in writing. The judge disagreed, stating that the letter misled the consumer into thinking that he might not effectively dispute the debt verbally.
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
You may have a case, if…
“I’ve had experiences before with legal teams and I can say certainly that Lemberg Law has certainly earned their reputation the old fashioned way…being constant in representing their client’s best interest.”
“I have to admit, I was not sure of y’all initially but you proved me wrong. You not only got the calls to stop but you have the company to dismiss the accounts once and for all! It had been more than I anticipated.”
“THANK YOU SO VERY VERY MUCH for everything you guys did for us…. This was our first time dealing with a situation such as this and you guys made it so straightforward. Thank you!””
The brief answer is yes. We can help. Call us today.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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