Bessine Walterbach is a debt collection law firm located in Kansas City, MO. It appears as though there are a variety of different complaints against this company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. Bessine Walterbach is a real company. As a law firm, they are known to take consumers to court in order to garnish their wages. Therefore, it is very important that you tread lightly with this collections company and take your alleged debt seriously. In fact, though Bessine Walterbach is not Better Business Bureau accredited nor rated by the BBB, the company has been in business for 6 years. With these years of experience, it is wisest to take your collection matter with this company seriously.
Bessine Walterbach cites on their collections website that they have a variety of different affiliations and memberships, including: ACA International, Clay County Bar Association, HFMA, KCMBA, Kansas Creditors Attorney Association, MCBI, MGMA, and Missouri Collectors Association. Though this loan company promises to be a professional and reputable business, it is still possible that Bessine Walterbach may still have violated the collectors’ law Lastly, according to dnb.com, this collections company “has 7 total employees across all of its locations and generates $1.46 million in sales (USD).”
Bessine Walterbach explains that they provide a variety of services on their collections website. These services include: consumer collections, commercial collections, bankruptcy claims, workers comp, probate claims, and tax sales. In regard to consumer collections, the company writes that they have represented hospitals, veterinarians, law firms, credit card companies, retailers, financial institutions, higher education entities, land lords, utility companies, insurance companies, and more. Though information is provided on the company’s areas of expertise, with such a wide range of clientele it is still important to clarify with the company about who you allegedly owe. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
Bessine Walterbach has received a few complaints over its time in business. On the Better Business Bureau the company has received 0 complaints in the last 3 years with 0 customer reviews. However, this company has received 34 complaints on Google Reviews, in total awarding the company a measly 1.7 star review, and 42 reviews on BirdEye awarding the company 1.8 stars in total. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.
It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether Bessine Walterbach falls within this category.
It is illegal to a debt collector to use empty threats to sue you or garnish your wages. The Fair Debt Collection Practices Act prohibits this action. While this act is illegal, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. Call us today to find out how we may be able to assist you with your case.
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. You can sue a debt collector. Here is a sample complaint:
A complainant explains that their wife “was served with a lawsuit from this firm over medical bills” that they had forgotten to pay. Though the complainant claims that the employees of this company were civil, the complainant also notes that there were two issues with this collections matter. First, the complainant claims that they already paid one of the alleged bills and submitted proof of payment from the hospital. The complainant additionally claims that “for whatever reason, the firm was not able to get a hold of their client to confirm or deny this.”
Secondly, the complainant notes that they “decided to pay the full amount (including the bill [they] had already paid, plus the interest on it) to avoid going to court, and were instructed by their office to bring a check or cash to them in person.” After bringing the personal check, the complainant was told that once they brought a personal check the hearing would be dismissed. However, “when [they] called to follow up the day before the hearing, [they] were told that the check had to be certified in order for them to dismiss the case, and [they] ended up having to go to court anyway.”
Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.
Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. You can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.
You may have a case, if…
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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