You may run across Risk Assessment Group during the course of your job search. Find out what this background check company does, and what to do if your background check has inaccurate information.
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What is Risk Assessment Group ?
Risk Assessment Group, Inc. was founded in 2007, and is based in Tempe, Arizona. The company offers employment background screening services in the United States and internationally. It boasts that its “customers include Fortune 500 companies who employ thousands to small companies with less than 100″ employees. Its website informs site visitors that the company “is in the position to help companies “handle thousands of background checks while all the while keeping a line of communication and follow-up open to them unlike anything offered by its competitors.”
Risk Assessment Group offers comprehensive background screening services. They conduct credit report searches, employment and education verification, social security number traces, criminal history checks, and reference checks. They also look into the backgrounds of potential employees who need Department of Transportation clearances or whose immigration statuses need to be verified.
When you’re focused on landing your dream job, issues arising from an employment background check probably aren’t on your radar. Unfortunately, the truth is that the report generated from your background check – whether conducted by Risk Assessment Group or another background check company – can mean the difference between getting that job or being passed over for another candidate.
Background check companies aren’t infallible. They make mistakes. For example, they may run across erroneous information and fail to fully investigate. They may mix you up with someone who has a similar name. They may produce information that goes back too far in your past.
That’s where the Fair Credit Reporting Act comes in. The FCRA says that a potential employer has to be transparent if they use a background check as part of their hiring decision. And, you have the right to know if the employer is considering not hiring you because of something in your background check. Most importantly, if the background check company included inaccurate or illegal information in your report, you may be able to sue them in federal court and recover money.
If you feel you have been harmed by Risk Assessment Group, click 844-685-9200 ☎ NOW to call us or complete our free case evaluation form. We will fight for your rights. Our services are absolutely FREE to you.
What are my Background Check Disclosure and Consent Rights?
When it comes to consent and disclosure, the Fair Credit Reporting Act gives you a number of rights. The first is that your potential employer must obtain your consent in order to run an employment background check. They must give you a separate notification and you must sign a document saying that you consent to the background check.
The second set of rights pertains to actions the employer must take if your background check report – whether produced by Risk Assessment Group or another company – contains detrimental information. If the employer intends to use the information in the report to refrain from hiring you, they must send you a pre-adverse action notice, a copy of your background check report, and a notification of your rights under the Fair Credit Reporting Act.
Your Right to an Accurate and Legally Compliant Report From Risk Assessment Group
Providing your potential employer obtained your consent to run an employment background check, they may retain Risk Assessment Group to gather a variety of information about you. That information can include a credit report, a criminal background history, a civil litigation history, and a reference check. Sometimes, employers ask background check companies to produce a report on the applicant’s character, which might include interviewing neighbors, friends, and coworkers.
Risk Assessment Group – or any other background screening company – has an obligation to abide by the rules of the Fair Credit Reporting Act when compiling its report. This means, for example, that they can’t report more than seven years of credit history or a bankruptcy that is more than seven years old. There is also a seven-year limit for criminal and civil records, with the exception of criminal convictions.
Your Right to Dispute an Inaccurate Report from Risk Assessment Group
Under the Fair Credit Reporting Act, the employer must notify you prior to rejecting your application on the grounds of your background check. The employer must provide you with a copy of your background report, as well as the contact information for the company that produced the report.
The FCRA gives you the right to dispute an inaccurate report. The inaccuracy might consist of typographical errors – such as a mistaken social security number – outdated information, identity theft, or duplicate information. To dispute the report, notify both the employer and the background check company in writing of the error. The background check company has 30 days to investigate and correct the mistake.
Your Right to Sue Risk Assessment Group for Mistakes, Errors, or Illegal Information
Losing out on a job or a promotion is devasting and can dramatically impact your financial well-being. If you weren’t hired because of a background check that included erroneous or illegal information, the Fair Credit Reporting Act gives you the right to sue. If you sue in federal court and win, the FCRA says that you may be entitled to actual damages – such as lost income – statutory damages of up to $1,000, punitive damages, and legal fees and costs.
You suffer when you lose out on a job due to an inaccurate employment background screening report. That’s why many people have used the Fair Credit Reporting Act to sue companies like Risk Assessment Group.
The lawsuits take many forms. For example, some lawsuits focus on allegations that a background check company didn’t do its due diligence. As a result, they listed information – such as expunged felony convictions or ancient bankruptcies – that isn’t allowed on the report. Other lawsuits claim that the background check included inaccurate information, and that the company was unresponsive with the person asserted their right to dispute the information. When there is a pattern of unfair practices, groups of consumers may join together for a class action lawsuit.
Ready to Assert Your FCRA Rights?
Fired or Not Hired Because of a Risk Assessment Group Background Check? If so, you’re in the right place.
● We have helped thousands of people – more than 30,000 – assert their rights. ● We go to the mat with big companies and recovered more than $250 million for people just like you. ● You’re our number one priority. We don’t represent big businesses. We represent consumers who have been wronged. ● We have been working hard for people like you for more than 15 years. We’re proud of our knowledge and experience. ● We make it easy for you. You can concentrate on living your life while we work to obtain the compensation you deserve. ● We’re not afraid. We’ll be by your side every step of the way. ● Our representation won’t cost you a dime out of pocket. We don’t get paid unless and until you win.
Our mission is to fight for your rights. ✊
If you’re ready to assert your rights and fight incorrect information in your background check, we can help you get justice. Complete our form for a FREE case evaluation, or call 844-685-9200 NOW
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.