R. A. Rogers Inc or RAR is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
R.A. Rogers, Inc or RAR is a third-party collection agency based in Maryland. RAR has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including failure to verify debts and improper communication tactics.If you have been contacted by R.A. Rogers , make sure you understand your rights before responding.
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Is R. A. Rogers a scam?
They’re legit. According to the Better Business Bureau (BBB), R.A. Rogers, Inc. was founded in 1990. The BBB established a profile page for RAR in 2002. RAR is listed as a collection agency that uses the alternate business name, R. A. Rogers Collection Consultants. Buzzfile estimates RAR’s annual revenue at $1.1 million and the size of its headquarters staff at 14 employees.
According to its website, RA Rogers “is a full-service and nationwide collection agency.” RAR “can increase recovery while minimizing cost,” and employs a “policy of emphasizing service and not soliciting more accounts than could be properly handled.”
RA Rogers collects delinquent debts for credit unions and banks; healthcare and medical service providers; and rental property management companies. RAR’s financial services division “currently serves over 400 credit unions and banks nationwide… with a staff of fully trained professionals that can answer questions, resolve problems, and give updates on accounts.” Their medical services division employs “a staff of fully trained professionals that can…help patients understand why they have a delinquent balance…and work with…them to resolve any pending insurance claim… or provide new insurance information if it was not previously given.” RAR’s property management division employs a “staff of fully trained professionals that are familiar with the charges a tenant can incur, including unpaid rent, late fees, lease break fees, re-rental cost, damages, and court expenses.”
All of RA Rogers collections divisions offer contingency-based services; preparation and referral of legal accounts, locally and nationwide; skip tracing; credit bureau reporting; processing of estate claims at no additional charge; processing of proof of claims at no additional charge; and online access to transmit accounts and view status and recovery reports. In addition, RAR’s financial services divisions offers repossession services and pre-charge off services, including phone calls, letters, and bankruptcies.
RA Rogers is a member of the American Collectors Association and the Credit Bureau. They are licensed, bonded, and insured as required by law. However, their website does not provide links or references to consumer protection resources, laws, or enforcement agencies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against R. A. Rogers – RAR?
The BBB has closed 7 complaints against R. A. Rogers in the preceding 3 years, all of them in the past 12 months. Most of those complaints alleged problems with customer service, with only two complaints alleging problems with billing and collections. Since March 2017, the Consumer Financial Protection Bureau (CFPB) has closed 2 complaints against RAR. Justia Does not list any cases of civil litigation involving R. A. Rogers.
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely RA Rogers Inc would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against R. A. Rogers?
Absolutely. Here are some Sample Cases against R.A. Rogers, Inc.
Complaints against RA Rogers commonly cite problems resulting from disputes about debt verification, the accuracy of information reported to the credit reporting agencies, and abusive customer service representatives. In March 2018, a complainant indicated he had been contacted by RAR regarding a debt they had purchased from another collection agency. According to the complainant, he “received a lot of phone calls… with threats, and that the customer service is horrible.” During calls, when the complainant asked to speak to a supervisor, the RAR representatives allegedly replied that he was “already speaking to a supervisor.” The complainant indicated that although he does not owe them any money, he has been “getting harassed all day long.” In response, RA Rogers indicated they had closed and returned the account in February 2018 and had not performed any collection activity on the account in question since November 2015.
In May 2017, a complainant indicated that RA Rogers had “continued to report an account on…his…credit report that they had not validated.” The complainant indicated that he had “asked this company multiple times for the validating information that they have been using to verify this account to the credit bureaus and they have failed to provide…that information.” The complainant alleged that RAR is “violating…his rights under the FCRA that states that any accounts that cannot be verified must be promptly deleted.” He also complained that the “negative account is hurting…his credit score and that he wants it removed immediately.” The complainant stated that RAR is not “licensed to collect in the state of Maryland so… he is unsure…why they feel it is ok… to continue to report an unverified account to…his credit report.” He concluded by requesting that RA Rogers “cease all collection activity and remove the account from his Equifax credit file immediately.” In response, RAR indicated that they had “received a fax from the consumer stating that …he disputed the debt.” They indicated further that “validation of the debt was mailed… via USPS to the address listed in the complaint…and included a signed application from…the client and a transaction summary validating the balance.”
R. A. Rogers RAR Calling You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop R. A. Rogers Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”
“If you are unsure about this company…DONT BE!!! They are for real when they say they are here to help you. It only takes a few short minutes of your time to talk to a rep. I was a skeptic, but you did everything you said you would! I can’t say thank you enough!”
”Lemberg Law has saved me from the endless calls, and harassing voicemails. They really do go to bat for you. I didn’t know that debt collection agencies can end up paying your legal bill. What a surprise, to receive free legal help. I’m very grateful for all the hard work they did to finally give me my life back.”
“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.
Can You Help Me Delete R. A. Rogers RAR from My Credit Report?
We can absolutely help. Call us today.
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About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.