Pierce Hamilton Stone Collections Ltd., (PHS) is a third-party collection agency based in Ohio. PHS has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), such as using prohibited communication tactics and threatening to take actions that cannot legally be taken. If PHS has contacted you about past due collection items, make sure you understand your rights before taking action.
The harassing company pays our fees.
They’re legit. According to the Better Business Bureau (BBB), Pierce Hamilton Stone Collections Ltd., LLC was founded in 2013. The BBB established a profile page for PHS in 2008, and PHS has been a BBB-accredited business since 2015. The BBB lists PHS as acollection agency.
PHS does not maintain a publicly accessible website. Neither the LinkedIn nor Facebook social media networks host a page for PHS. PHS is registered with the Ohio Secretary of State as an active limited liability company. PHS filed annual reports in 2016 and 2017. In 2018, the Secretary of State issued a “Revoked for Annual Report” notice for PHS, but there is no indication that any adverse action was taken.
According to the Alignable business networking site, Pierce Hamilton Stone is a collection agency that provides debt collection and auto recovery. In addition, PHS has an interest in working with automotive dealers, banks, real estate firms, restaurants, consumer retail businesses, travel companies, and accounting firms. A basic internet search does not reveal any detailed information about PHS’s business practices or regulatory compliance policies.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
As of August 2019, the BBB has closed 6 complaints against Pierce Hamilton Stone Collections in the past three years, with 1 complaint closed in the previous 12 months. Allof those complaints alleged problems with billing and collections. Neither the Consumer Financial Protection Bureau (CFPB) nor Justia has posted any complaint information regarding PHS.
Pierce Hamilton Stone Collections Ltd.
6780 Axtel Drive
Canal Winchester, OH 43110
Telephone:(614) 407-0801
Website: N/A
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely PHS would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Get Free BBB A+ Attorney. Call 475-277-1600 NOW
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. Here are some Sample Complaints
Complaints against Pierce Hamilton Stone Collections cite problems resulting from disputes about the validity of debts, the accuracy of billing and accounting practices, and allegations of harassment. In December 2016, a complainant stated that she had been “harassed by a person at PHS.” According to the complainant, who was an employee at a university, a PHS representative had contacted her “students, campus police, her student desk, and several offices around campus.” During the calls, she alleged that the PHS representative had been “extremely rude and disrespectful.” In addition, the PHS representative had “recently called her student desk and told her student worker that he had been looking for her, and if she didn’t talk to him, he would ‘do something rash.’” The complainant assumed that her student may have been “in distress, so the call was transferred to her office.” Subsequently, the PHS representative “began yelling at her and berating her immediately. He called her silly, stupid, and many unspeakable things.” Ultimately, the complainant asked him to stop calling her place of employment but gave him permission to contact her home and mobile numbers. She stated that her voice “began to get louder,” and he allegedly started “that he was glad he had it on a recording.” However, “at no point had he let her know that he was recording her.” She stated that the “emotional stress from the things he had said to her and the embarrassment from him sharing her personal information with numerous people at her university, which included students, the campus police, and co-workers, had her in tears and literally shaking.” She said she had “spoken to an attorney and will be pressing charges and taking out a restraining order among other things.”
In response, Pierce Hamilton Stone Collections stated that they had made an initial call to the complainant, during which they appropriately identified themselves. According to PHS, the complainant stated that she did not dispute the obligation and requested a call back at a later time. PHS said they had left several additional follow-up messages without a reply, so they eventually called her at work. PHS stated they had been transferred to several different extensions during their call and that when they finally reached the complainant, they had told her it was not their intent to upset her. According to PHS, the complainant became “irritated” and said she had “issues with males in Georgia” that required the assistance of law enforcement. Allegedly, PHS assured her that they were not part of that group, and that they were only calling about the past due item. They also said her previous payments had been returned for non-sufficient funds. They stated that they had been professional in their dealings, but that she must clear her NSF check within 14 days, along with stop payments fees and bounced check fees.
The complainant rejected PHS’s attempted resolution, stating that their “response… is a complete lie,” and that she “will be pressing charges and filing suit.”
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
You may have a case, if…
“I have to admit, I was not sure of y’all initially but you proved me wrong. You not only got the calls to stop but you have the company to dismiss the accounts once and for all! It had been more than I anticipated.”
“Prior to contacting you, we had tried repeatedly to handle this matter without threatening litigation. In the end, not only were they unapologetic, but they were dismissive – even of an attorney friend who called on our behalf. Sincerest thanks for resolving this matter for us!”
“Lemberg Law has saved me from the endless calls, and harassing voicemails. They really do go to bat for you. I didn’t know that debt collection agencies can end up paying your legal bill. What a surprise, to receive free legal help. I’m very grateful for all the hard work they did to finally give me my life back.”
“Thank you and your team at Lemberg Law for the exceptional work you did on my behalf. I have never experienced the level of care, professionalism, timeliness in follow-through, and monetary compensation obtained through your firm.”
We can absolutely help. Call us today.
Share your story
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
See more posts from Sergei Lemberg
