Millennium Financial Group MFG Collections Complaints?

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Millennium Financial Group LLC or MFG is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.

Millennium Financial Group MFG
What is Millennium Financial Group – MFG?

Millennium Financial Group LLC or MFG is a third-party collection agency based in Oklahoma. MFG has received consumer complaints alleging violations of the Fair Debt Collection Practices Act (FDCPA), including improper conduct or sharing of information and failure to verify debts.If you have been contacted by Millennium Financial Group, make sure you understand your rights before taking action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

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The harassing company pays our fees.

Is Millennium Financial Group a scam?

They’re legit. According to the Better Business Bureau (BBB), Millennium Financial Group , LLC is a legitimate collection agency founded in 1999 and incorporated in 2001. The BBB established a profile page for MFG in 2005. MFG is listed as a collection agency and financial services company. Buzzfile estimates MFG’s annual revenue at $840,000 and the size of its headquarters staff at 10 employees.

According to its website, Millennium Financial Group has “been helping both small and large businesses with their debt collection needs since 1999.” MFG “utilizes the latest technology to help you recover your money faster” and operates on the philosophy that “all debtors will be considered customers…and will be treated with the courtesy and respect due any customer of any institution.”

MFG’s mission is to “become a propelling force in the expanding debt resolution industry by our utilization of the following principles: …assuring the highest degree of customer service while ensuring complete compliance with all applicable governmental regulations”; “providing…customers with numerous funding options and…payment methods”; “maintaining our expertise in the ever-changing financial arena”; “utilizing the latest technological innovations”; and “offering the highest quality consultation to debt resolution firms in management, collection, finance, and retail.”

Millennium Financial Group collects delinquent debts for a variety of industries, including medical; dental; pre-collect; veterinary medicine; government agencies; utilities; banks and credit card lenders; auto deficiencies; and consumer retail providers. MFG’s medical, dental, and veterinary medicine divisions provide collection services for all providers, from small private practices to large, full-service facilities. Their pre-collect division provides business outsourcing and first-party services for accounts that are 1-day to 90-days delinquent.

Millennium Financial Group’s website does not provide a lot of detailed information about their regulatory compliance policies. However, they provide industry links to professional associations such as the International Association of Credit and Collection Professionals (ACA International), and their Consumer Information tab provides extensive links and references to consumer protection resources, laws, and enforcement agencies, including the FDCPA and the Federal Trade Commission (FTC).

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Millennium Financial Group – MFG?

The BBB has closed 7 complaints against Millennium Financial Group in the preceding 3 years, with 1 complaint closed in the past 12 months. Most of those complaints alleged problems with advertising and sales, with 2 complaints alleging problems with billing and collections. Since September 2015, the Consumer Financial Protection Bureau (CFPB) has closed 7 complaints against MFG. Justia Does not list any cases of civil litigation involving Millennium Financial Group.

Contact Information

Millennium Financial Group, LLC
3000 United Founders Blvd., Ste. 219
Oklahoma City, OK 73112-4279
Telephone: (405) 709-9991

Can Millennium Financial Group Sue Me or Garnish My Wages?

It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely MFG would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Millennium Financial Group LLC – MFG?

Absolutely. Here are some Sample Cases

Complaints against Millennium Financial Group commonly cite problems resulting from disputes about the validity of debts and the accuracy of information reported to the credit reporting agencies. In April 2016, a complainant indicated she had fallen behind on a debt that resulted in its appearing on her credit report in 2008. She stated that the item dropped from her credit report in 2015 “because the debt was over seven years old…but now MFG is sending …her letters to pay.” The complainant alleged that “this process is illegal and” that she is “on disability and trying to get…her finances… together.” The complainant “called in and disputed the information and told …MFG it was too old and they should not have even tried collecting” the debt. MFG allegedly told her they “would put the debt down as disputed.” She complained that “some of us are having a hard…enough time as it is and for…MFG to be trying to collect…something old and then trying to place it back to the credit bureaus is sad.” In response, Millennium Financial Group indicated that they had “made several attempts to reach this consumer by phone and mail since 2013.” They also stated that the “account has since fallen off the credit bureaus and will not be submitted to any credit… bureau.” As a result, MFG “does not understand why this consumer states we are ‘trying to place it back to the credit bureaus.’” MFG stated they had no intention or desire of re-submitting the delinquency to the credit reporting agencies, and that “the credit bureaus would not allow the account to be reported again.” Millennium Financial Group concluded by stating they would treat the complaint “as a written cease and desist and has closed the file and will not further contact the consumer.”

In February 2016, a complainant indicated that a “collection account was placed on…her credit report without any communication to… her, and that …a man…is harassing her during work” hours. The complainant alleged that she had not received any notification prior to the delinquency appearing on her credit report, and that she has no knowledge of the alleged debt. She charged MFG with an FDCPA violation. In response, Millennium Financial Group stated that “multiple letters have previously been sent to the consumer including the initial validation notice along with notification of credit bureau… reporting.” They also stated that because the complainant had not received the letters, they had re-sent them to the address she had provided in the complaint, and that the item reported to the credit reporting agencies will be updated to indicate a disputed status. They concluded by stating that they would send complete debt validation information.

Millennium Financial Group MFG Calling You?

Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).

But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.

Want to Stop Millennium Financial Group Debt Collection Harassment Now?

Your debt harassment checklist:

  • You are receiving multiple calls per week from third party collection agencies
  • You are receiving early morning or late night calls from debt collectors
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your friends, neighbors, or coworkers
  • Collectors are threatening you with violence, a lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • You are being threatened with negative credit reporting
  • A debt collector attempts to intimidate you
  • Criminal accusations are being made towards you
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

Read more about your rights

What Our Clients are Saying

“We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”

“If you are unsure about this company…DONT BE!!! They are for real when they say they are here to help you. It only takes a few short minutes of your time to talk to a rep. I was a skeptic, but you did everything you said you would! I can’t say thank you enough!”

”Lemberg Law has saved me from the endless calls, and harassing voicemails. They really do go to bat for you. I didn’t know that debt collection agencies can end up paying your legal bill. What a surprise, to receive free legal help. I’m very grateful for all the hard work they did to finally give me my life back.”

“I would recommend your company to anyone. You have the debt collectors off my back, and I will finally see the light at the end of the tunnel. Throughout the entire procedure your employees were courteous and professional. I was blown away by their efficacy also.

Can You Help Me Delete Millennium Financial Group MFG from My Credit Report?

We can absolutely help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

See more posts from Sergei Lemberg
  • David A

    Mfg has contacted my employer and told the owner they had intent to garnish and I needed to call them back ASAP to avoid this. I called and spoke to Bill who they are collecting on a repossession I had nearly 20 years ago in Utah with my ex spouse. They gave me an attorneys number to call to find out the balance and then call them back to negotiate a settlement and payment plan. I tried the attorney phone # multiple times and only get a voicemail. I then started looking up statute of limitations and believe it is well out if the time period for that.

  • Samantha D

    I have received 2 voicemails with both person and automated statements from a number of Millennium Financial Group on says I have been officially notified and 2 days later another call from the same number but different person with automation that if I did not contact that day they would be moving forward with court in my area. The name that was used is my birth name of Samantha T and my legal name has been for over 20 years Samantha G; also in these voicemails stated it A formal complaint on several different matters that morning. I have only ever received these 2 phone calls, while I know I have debts, I have not been attempted to reached via mail of these debts, of which I know are on public records, such as my phone bill and my previous car payment, insurance, hospital bills employment. So my concern is that this is fraudulent and/ or due diligence prior to submitting a formal complaint on these several matters could be.

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