Gold Key Credit Inc is a debt collection agency, which receives a lot of consumer complaints to our law firm for debt harassment. Find out who they are, why they might be calling, and how you can stop them.
Gold Key Credit or GKC was founded in 1996, and is based in Brooksville, Florida. Gold Key Credit conducts early out collections along with conventional debt collection. Like many other debt collection companies , they work on a contingency basis. This means that the debt collection agency doesn’t get paid unless they collect on a debt. Gold Key Credit focuses on collecting medical debt, and uses demand letters, debt collection telephone calls, credit bureau reporting, and lawsuits so as to collect on debt.
Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.
Our services are absolutely FREE to you.
The harassing company pays our fees.
Is Gold Key Credit a scam?
They’re legit. Gold Key Credit is a legitimate debt collection agency with an extensive history of harassing consumers over debt. They utilize skip tracing and hire attorneys needed for local and out-of-state litigation to help settle debtor accounts.
If you’ve suffered from GKC debt harassment, you do have options. Under the law you can recover up to $1,000 for violations of the FDCPA, and $500 to $1,500 for each cell phone robocall.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
How many complaints are there against Gold Key Credit – GKC?
As of April 2017, the Better Business Bureau reported 45 closed Gold Key Creditcomplaints over the previous few decades, including 5 closed Gold Key Credit complaints over the past 12 months. The BBB provides Gold Key Credit a B evaluation. Additionally, Justia lists three Gold Key Credit complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 47 closed Gold Key Credit complaints for 2016.
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Gold Key Credit would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Can you help me file a No Fee Lawsuit against Gold Key Credit?
Absolutely. If you have been unjustly harassed by GKC, contact us for a free case evaluation
Gold Key Credit Calling GKC You?
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Want to Stop Gold Key Credit Debt Collection Harassment Now?
Your debt harassment checklist:
You are receiving multiple calls per week from third party collection agencies
You are receiving early morning or late night calls from debt collectors
You are receiving calls at work from a debt collection agency
Debt collectors are calling your friends, neighbors, or coworkers
Collectors are threatening you with violence, a lawsuit, or arrest
A debt collector attempts to collect more than you owe
You are being threatened with negative credit reporting
A debt collector attempts to intimidate you
Criminal accusations are being made towards you
Use of obscene language during an attempt to collect
Automated robocalls are being made to your phone in an attempt to collect
“I won’t be afraid to contact you or recommend your services to others for applicable legal issues. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. I’m most grateful. I can not say thank you enough!”
“Thank you so very much! I’m still so grateful for the blessing of finding you on the internet. I know it’s early, but I wish to wish EVERYONE in Lemberg Law a amazing holiday season!”
“I received outstanding professionalism from the own staff. I had a horrible experience when trying to solve a debt. 1 debt collector associate said she would speak to the prosecutor’s office and another representative told me that when I called the office back he would call the police and have me arrested. I had been insulted, mocked, and threatened, and feared that the police would appear at my door any given moment.”
Can You Help Me Delete Gold Key Credit GKC from My Credit Report?
In a word, yes. Give us a call and we’ll explain the procedure.
Share your story
Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.
About the Author:
Sergei Lemberg is a lawyer whose practice focuses on consumer law, class actions and personal injury litigation. He has been repeatedly recognized as the “most active consumer attorney” in the country. In 2020, Mr. Lemberg represented Noah Duguid in the United States Supreme Court in the case entitled Duguid v. Facebook. He is the author of Defanging Debt Collectors, a book that teaches consumers how to battle debt collectors and win.
I believe Gold Key Credit is violating my consumer rights. They are reporting and incorrect balance on an alleged account. They have not legally validated the alleged debt. Also when requesting specific document such as a contract with signature they failed to respond in 30 days also may have violated my hippa rights. Also, using deceptive tactics trying to force me to tell them the reason why my mailing address is coming up return from the post master the dispute letter does not request not to send correspondence int eh mail when other representative provide another reasoning.
-failed to respond in 30 days
Received multiple calls from gold key credit, looking for somebody else. Just got my number and they won’t stop calling!!!!!