Free Help to Stop Genesis FS Card Services Collections Harassment

We help consumers who have complaints about collection harassment.

Updated on Author: Sergei Lemberg

Updated on Author: Sergei Lemberg

Genesis FS Card Services
Genesis FS Card Services is debt collector located in Beaverton, OR. This collection company may have received a large amount of complaints alleging violations of the Fair Debt Collection Practices Act. Find out who they are, why they might be calling, and how you can stop them.

What is Genesis FS Card Services?

Genesis FS Card Services is a debt collector located in Beaverton, OR. It appears as though there are a variety of different complaints against this collections company alleging violations of the Fair Debt Collection Practices Act (FDCPA). If a debt collector has contacted you, make sure you understand your rights before taking action.

Have questions? Call us now at 475-277-1600 for a Free Case Evaluation.

Our services are absolutely FREE to you.

The harassing company pays our fees.

Is Genesis FS Card Services a Scam?

They’re legit. Genesis FS Card Services should be considered a legitimate business due to the company’s years of experience. Impressively, this collections company has also received an “A-” rating from the Better Business Bureau and has been BBB Accredited. Therefore, the company and the alleged debt that you may have been contacted about should be taken seriously. If you choose not to contact the collections company regarding the account you risk harm to your credit and financial stability. Be wise, do not write off this collections company as a scam.

Additionally, this collections company claims that alongside the company’s 20+ years of experience within collections exists a company which claims to “attribute our leading position in the industry to a strong focus on providing outstanding service to both merchants and end consumers. . . [and] pride ourselves
on offering the same credit experience to non-prime customers that prime customers receive.”

More specifically, the collections company claims that their success is due to “knowledge, experience, and skill in developing omnichannel financing solutions with flexible technology that best serve our merchant partnerships and non-prime consumers.” Though this collection company promises to be a professional and reputable business, it is still possible that this collections company may still have violated the FDCPA. Lastly, according to, this collections company has  an annual revenue of $65.65 million and an employee base of 490.

Who does Genesis FS Card Services collect for?

Genesis FS Card Services does not cite who they specifically collect for on their website. There is no information currently available regarding the company’s clientele and areas of expertise. However, the collections company typically collects on credit card debt according to many complainants.

There is little confirmation available from the collections company on who they specifically work with. Therefore, it is very important that as a consumer you clarify with the company about who you allegedly owe. This step in the collections process is crucial because due to the outsourcing of debt, one collection account can turn into many reporting on your credit file if the debt is not properly dealt with.

Who are we? We are Lemberg Law, a Consumer Law Firm

Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. Lemberg Law received an A+ rating from the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today!  There is no charge unless we win.

How many complaints are there against Genesis FS Card Services?

Genesis FS Card Services has received a many complaints over its time in business. On the Better Business Bureau there are currently 1,101 complaints closed in last 3 years, 456 complaints closed in last 12 months, and 147 reviews amounting to 1.12 stars overall. Additionally, on Google Reviews, the collections company has received 38 reviews, amounting to a 1.2 star review overall. If you believe that this collections company may have violated the FDCPA do not hesitate to contact an attorney and file a complaint or take action by reviewing the company on the BBB or Google Reviews.

It is also possible that this collections company could have been a part of a variety of lawsuits, sanctions, and penalties according to  Public Access to Court Electronic Records (“PACER”), which reports all federal complaints within the U.S. federal system’s docket. Take a look at the link above to find out whether this collections company falls within this category.

Contact Information

  • Mailing Address: 15220 NW Greenbrier Pkwy Ste 200 Beaverton, OR 97006-5762
  • Website:
  • Phone Number: (866) 502-6439

Can Genesis FS Card Services Sue Me or Garnish My Wages?

It is illegal to a debt collector to use empty threats to sue you or garnish your wages. The Fair Debt Collection Practices Act prohibits this action. While this act is illegal, debt collectors may choose to garnish wages for consumers whose debt is verified and legitimate. Debt collection agencies can garnish wages through legitimate legal action if a judgement rules in their favor. Therefore, the wisest move to make is to preemptively contact an attorney BEFORE this judgment may occur. Lemberg Law specializes in debt collection cases, and as a company we have advocated for tens of thousands of victims of debt collector harassment. Call us today to find out how we may be able to assist you with your case.

Get Free BBB A+ Attorney. Call 475-277-1600 NOW

Unlawful Debt Harassment? Learn the Law & Sue the Collector.

Can you help me file a No Fee Lawsuit against Genesis FS Card Services?

Absolutely. You can sue a debt collector.

Genesis FS Card Services Calling You?

Those who have fallen victim to excessive, threatening, misleading or otherwise untimely calls from a third party debt collector are entitled to compensation under The Fair Debt Collections Practices Act (FDCPA). More specifically, this law prohibits collection agencies from pursuing debts via over-the-phone harassment. If you feel as though this law should be applied in your collection discrepancy, contact an attorney to sue the offending collection agency. Likewise, the FCRA regulates the circumstances under and means by which collectors and creditors can report delinquent debts to credit reporting agencies.

Can I sue Genesis FS Card Services for Harassment?

Yes. You can absolutely sue. Oftentimes suing is the best course of action considering your case is legitimate and your grievances are serious. Ultimately, Federal Law allows you to protect your FDCPA rights in court via lawsuit. Take advantage of your rights and choose to sue when you find that a collections company violated collectors law. Consequently, if action is taken, you can recover damages of up to $1,000, plus attorney fees, court costs, and personal damages.

Want to Stop Genesis FS Card Services Collection Harassment Now?

You may have a case, if…

  • You are receiving multiple calls per week from third party collection agencies.
  • A collector has called you in the early morning or late night
  • You are receiving calls at work from a debt collection agency
  • Debt collectors are calling your family, friends, neighbors, or coworkers
  • Collectors are threatening you with violence, lawsuit, or arrest
  • A debt collector attempts to collect more than you owe
  • A collection company threatened you with negative credit reporting
  • A debt collector attempts to intimidate you
  • A collector accused you of criminal conduct
  • Use of obscene language during an attempt to collect
  • Automated robocalls are being made to your phone in an attempt to collect

What Our Clients are Saying

“They settled my case so fast. No more harassing calls from them bothersome credit card companies. it was a everyday thing 2 to 4 calls a day. I can have peace now. Thank you for all your help.”

“INCREDIBLE EXPERIENCE! We contacted Lemberg about being harassed by a rude debt collector, and within weeks we got a settlement check. 10/10 recommend this law firm— So happy with our settlement!”

“Fantastic experience! They not only corrected faulty background information that a certain company would not change, I also received a very nice settlement. Given how slow the legal system is, they were lightening fast! They kept me up to speed the whole way. Thanks so much to the lawyers and staff at Lemberg Law!”

“Lemberg Law firm, did a great job representing me against a big and powerful company, they got me a fair but very good deal for me and the company, felling grateful with them.”

Can You Help Me Delete Genesis FS Card Services from My Credit Report?

Yes, we would love to help. Call us today.

Share your story

Have you had a bad experience with this agency’s debt collectors? Sound off and share your experience with other visitors in the comment box below.

Sergei Lemberg

About the Author:

Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."

See more posts from Sergei Lemberg
  • Lisa C

    I’ m getting calls and don’t have a card in hand, it’s been almost 3 years since I paid Gennis off and card expired and the started calling and I told them I had no card they failed to send. Now wanting a late fee. The refused to give me a account #, they have been caused in the pass reporting to credit bur.causing my scores to drop. This happened after the death of my son. I paid the annual fee, told them card had expired Genius stated a card was on the way, needless to say no card ever came, here I am again them wanting 99.00 plus late fee of 29.00 and no card. I want this closed w/out hurting my score. Please call me Monday 8/15.

  • Roy D

    Genesis has placed fraudulent charges on a line of credit from a retailer, Ashley Furniture. Gen says it is in a dispute status, but then placed it back into repayment status, charging interest. They will not provide any paperwork or information on how the charges appeared or where the money went and I contacted Atty Gen, the BBB, The Consumer Complaints, Genesis just reports they are working on it but refused to close the line of credit or reverse the fraudulent charges. Ashley Homes Stores has referred it to the legal attorneys but in the meantime I am being held responsible on my credit to pay them 3000 for items I never purchased nor did Ashley Home Store bill them. Customer Service will not help me. They just say they are working on it, it is total fraud and someone billed this and took the money but Genesis will not confirm anything or help.

  • Tim

    I am receiving multiple calls a day at work to my work number.

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