Diversified Adjustment Service Inc is a debt collection agency based in Minneapolis, MN and founded in 1981. It services all industries and all kinds of businesses — from small companies to Fortune 500 enterprises. They use tactics like pre-collect demand letters, credit bureau reporting, and skip tracing.
The harassing company pays our fees.
They’re legit. Diversified Adjustment Service is a legitimate debt collection agency with a long history of harassing consumers over debt. They use skip-tracing tools to collect which aren’t available to the general public, such as post office records, voting records, automobile records, business licenses, property records, and lots of others.
The company has created a proprietary library of skip-tracing databases which may be shared with collectors throughout their intranet. These libraries include college admissions advice, which offers access to a student’s name, contact info, as well as their parents’ address and telephone number.
Who are we? We are Lemberg Law, a Consumer Law Firm
Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. We are ranked A+ by the BBB. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Harassed? Abused? Misled by a collector? Call our Helpline today! There is no charge unless we win.
As of April 2017, the Better Business Bureau reported 69 closed Diversified Adjustment Service complaints over the previous few decades, including 19 closed complaints over the past 12 months. The BBB provides Diversified Adjustment Service a B evaluation. Additionally, Justia lists 14 complaints filed in federal court in the past year alleging violations of the Fair Debt Collection Practices Act. Moreover, the Consumer Financial Protection Bureau (CFPB) lists 60 closed complaints for 2016.
Diversified Adjustment Service, Inc.
600 Coon Rapids Blvd. NW
Coon Rapids, MN 55433
Phone Number: 800-279-3733
Website: https://www.diversifiedadjustment.com/
It is illegal for a debt collector to make empty threats to sue you or garnish your wages. It is also unlikely Diversified would sue you for a debt you may not owe or they cannot validate. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. Contacting an attorney BEFORE this could possibly happen would be a smart move. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. Find out if we can help you too today!
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Unlawful Debt Harassment? Learn the Law & Sue the Collector.
Absolutely. Here is a Sample Case Filed in Federal Court against Diversified Adjustment Service
In 2011, a judge in U.S. District Court, Northern District of Illinois, refused Diversified Adjustment Service’s motion to dismiss D.G. vs. Diversified Adjustment Service for alleged violations of the Telephone Consumer Protection Act. According to the judge’s decision, a minor child alleged that Diversified Adjustment Service robocalled his mobile phone in an attempt to collect a debt from somebody named Chivette. The judge rejected the debt collection agency’s argument that the unintended recipient of a robocall does not have standing to sue under the TCPA, and its argument that it would be hard to need to prove they had approval from the intended recipients of each robocall. The judge allowed the case to proceed.
Here are some past Press Releases of Lawsuits Brought On By Lemberg Law Against Diversified Adjustment Service
May 15, 2017. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, Northern District of New York. The case, against Diversified Adjustment Service, charges the company with violating federal law and state law. It asks for $500 to $1,500 per call in Telephone Consumer Protection Act statutory damages, $1,000 in Fair Debt Collection Practices Act (FDCPA) statutory damages, plus other relief.
Debt collection calls are nerve-wracking. They’re even more irritating when a debt collector is calling about a debt someone you know owes. Our client says that Diversified Adjustment Service start calling her about a debt that her boyfriend owed. She was in no way responsible for the repayment of the debt, but Diversified Adjustment Service robocalled her cell phone anyway. She knew it was a robocall because, when she answered the phone, she heard a prerecorded message from Diversified Adjustment Service. On several different occasions, our client spoke with the debt collection agency and requested that the calls call stop. Nevertheless, Diversified Adjustment Service continued to call her.
The lawsuit charges that Diversified Adjustment Service violated the Telephone Consumer Protection Act (TCPA) by robocalling our client’s cell phone without his consent. The lawsuit also charges that Diversified Adjustment Service violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior and by using unfair and unconscionable means to collect a debt. It also charges Diversified Adjustment Service violating New York’s General Business Law by conducting deceptive acts and practices.
Federal laws protect you. The Fair Debt Collections Practices Act (FDCPA) regulates the behavior of collection agencies by prohibiting actions such as the use of abusive or threatening language; harassment; or the use of false or misleading information to collect a debt. The FCRA regulates how collection agencies and creditors report delinquent debts to credit reporting agencies. Additional consumer protection laws include the Telephone Consumer Protection Act (TCPA) and the Consumer Financial Protection Act (CFPA).
But here’s the rub: If you want to enforce your rights, or recover money for violations — you need to sue. These laws provide individuals like you with a means to seek monetary damages in court. For example, the FDCPA allows consumers who have been violated to recover damages of up to $1,000, plus attorney fees and court costs.
Consumers have reported this agency harassing them from the following numbers:
Your debt harassment checklist:
“I need to commend you and your company to your valuable support to individuals like myself, who have problems they want help with when confronted with collection difficulties.”
“Thank you so much for handling my situation. Previously, I did not trust attorneys. I had bad experiences and did not think lawyers fought for you anymore. You’ve restored my faith. You took in my case, never asked for a retainer, and you won without ever having met me. Thank you.”
“I got my settlement check yesterday. Thank you all for helping me with my debt problem. The past year has been a really demanding one and this check is really going to help. So impressed by Lemberg Law.”
Odds are good that we could. Call us to learn how we can help.
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Sergei Lemberg is an attorney focusing on consumer law, class actions related to automotive issues, and personal injury litigation. With nearly two decades of experience, his areas of practice include Lemon Law (vehicle defects), Debt Collection Harassment, TCPA (illegal robocalls and texts), Fair Credit Reporting Act, Overtime claims, Personal Injury cases, and Class Actions. He has consistently been recognized as the nation's "most active consumer attorney." In 2020, Mr. Lemberg represented Noah Duguid before the United States Supreme Court in the landmark case Duguid v. Facebook. He is also the author of "Defanging Debt Collectors," a guide that empowers consumers to fight back against debt collectors and prevail, as well as "Lemon Law 101: The Laws That Lemon Dealers Don't Want You to Know."
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You should be labeled as Scamer, a spamer or a fraud. Calling 3 or more times a day. Several times we tried to answer, there was NO reply. Please STOP calling!!!
I get calls about my husband 4-5 times a day. I’ve told them multiple times they have the wrong number but they won’t leave me alone.
At one time I had an account with US Cellular. I was unhappy with quality of service, so I went into the local service store and personally disconnected my service prior to the new months service. I also ported my number to a new provider, something I would not have been able to do if I had a balance due. For four months after disconnecting my service they tried to take money from my bank account. My bank finally put a block on my account against US cellular. Some time after US Cellular gave these Diversified Adjusters my information claiming I owed them money. Diversified Adjusters sent me a bill, i returned the bill to them indicating there was a billing mistake, by US
Cellular. I have repeatedly told them to quit calling my number. I have had enough! Im fixing to contact every agency I can to stop these people from harrassing me.
I was getting calls about 4 or 5 times a day both early and late. Finally answered after a week of the barrage of calls. The gentleman was very rude from the beginning. They asked for my mother who just passed away. I did not divulge that information to them. All I told them was I’d call them back due to them not divulging what they wanted. Calls are now starting back up. What’s the best route to take?
If this is paid off on my credit report, how can I get it off? I called and they refuse to take it off from 2012..
They call me every day at 8:03am, do not leave a message. Called them twice and determined it was not me, but I would not give them my S.S, number either time. They understand my address is not the correct one for the party they are looking for, but will not stop calling. This has been going on for about 3 or 4 months. I have lived at this address for about 18 years.
This place calls me 3 or 4 times a day from different #s .. asking me for personal info… says they cant give me any info until I do give them info.. I’m not paying them to stop calling me.. I’ve asked them to stop.. that should be enough.. right?
This company calls me 5 time per day lookin for my wife any time after 6pm it’s a call and hang up what can be done about this