What's with the calls from 949-409-6602?
Getting calls from 949-409-6602? You may be dealing with First National Collection Bureau Inc.. Understanding debt collection laws can help you protect yourself. Learn more about your rights under the Fair Debt Collection Practices Act (FDCPA) to ensure you are protected.
Understanding Your Protections Against Calls from 949-409-6602
Debt collectors must follow strict legal guidelines when attempting to collect a debt. Below are some common violations that may indicate First National Collection Bureau Inc. is acting unlawfully:
- Calling at Unusual Hours: The law prevents collectors from calling before 8 a.m. or after 9 p.m. If 949-409-6602 contacts you outside these hours, it may be illegal.
- Providing False Information: Some collectors misrepresent debts or falsely claim they can take legal action. If a debt collector has made false statements, they may be violating federal law.
- Contacting Others About Your Debt: Debt collectors cannot share your financial information with family, employers, or friends.
- Failure to Provide Debt Validation: If you receive a call from 949-409-6602, the collector must send written verification of the debt within five days. If they haven't, they could be breaking the law.
Fight Back Against Unfair Debt Collection
If you believe that First National Collection Bureau Inc. has violated your rights, you don't have to handle it alone. Call Lemberg Law today for a free consultation. We'll help stop the calls from 949-409-6602, hold collectors accountable, and protect your rights. You pay nothing unless we win.
Consumers have rights under the FDCPA. Debt collectors are required to follow strict legal guidelines when attempting to collect debts. They must provide accurate information, avoid harassment, and ensure fair treatment. If you believe a collector is violating your rights, you have legal options.
Ways You Might See This Number
949-409-6602
94940966021-949-409-6602949.409.6602949 409 6602(949) 409-6602This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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