Who Calls from 918-592-2420?
Receive constant calls from 918-592-2420? The probabilities are that Works and Lentz Inc., a third-party debt collection company, is contacting you over an outstanding debt. First, make sure the debt is actually yours.
Why Am I Being Called?
The most likely reasons Works and Lentz Inc. contacts include:
- The debt collector may have several reasons for calling you, including:
- To collect a debt which he/she believes you owe
- To verify/ update your personal contact information
- To negotiate or settle a balance due to a creditor on its behalf
Who Is Works and Lentz Inc., and What Are Your Rights?
Works and Lentz Inc. is a collection agency that works with creditors to collect outstanding balances. As a debt collector, they are bound by the FDCPA, a federal law that protects consumers from abusive debt collection practices. Under the FDCPA, Works and Lentz Inc. is not allowed to:
- Calling repeatedly or at inconvenient times, such as before 8 a.m. or after 9 p.m.
- Engaging in harassment, including excessive calls, threats, or abusive language.
- Misstating the debt, including inflating the balance owed or providing false information about its legal status.
- Failing to provide written validation, which confirms the legitimacy of the debt upon your request.
- Contacting unauthorized third parties, such as your family or employer, about your debt.
- Threatening illegal actions, including wage garnishment or lawsuits without the authority or intention to follow through.
- These are some of the behaviors you may be experiencing, and for which you can claim damages.
What to Do If 918-592-2420 Keeps Calling You
If you feel that the calls from Works and Lentz Inc. are unjustified or that the debt is not yours, then follow these steps:
- Demand Written Proof of the Debt: You can request validation on paper, which confirms that the debt is correct and yours.
- Document every call: Document every call you receive, including the date, time, and substance of each call. These documents may be vital if you decide to sue.
- Dispute the debt: If the debt is not yours, or if it contains errors, you should dispute it in writing within 30 days. If you owe the debt, discuss ways to pay the debt collector.
- Consult an FDCPA Attorney: If your rights have been violated, an attorney can help you take action and pursue compensation.
Common Debt Collection Violations to Watch For
Works and Lentz Inc., like all debt collectors, must comply with the FDCPA. Be alert for these red flags:
- Harassment or Abuse: Repeated calls, threats, or vulgar language used to pressure payment.
- Lack of Validation: Refusing to provide written proof of the debt when requested.
- False Representation: Claiming to be law enforcement or an attorney without authority.
- Unauthorized Fees: Adding charges or interest not agreed to in your original contract.
- Ignoring Disputes: Continuing collection efforts after you’ve disputed the debt.
How We Can Help
Our team can:
- Assist in confirming or disputing the debt on your behalf.
- Stop unwanted or harassing calls.
- Seek compensation for FDCPA violations, up to $1,000 per incident plus damages.
Take Action Today
If you believe Works and Lentz Inc. is harassing you, now is the time to act. Call us now for a free consultation and pay nothing unless we win. Let us help you stop the calls, protect your rights, and hold debt collectors responsible.
Ways You Might See This Number
918-592-2420
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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