What to Do If You Keep Getting Calls from 916-755-3656?
If you’re receiving repeated calls from 916-755-3656, it’s likely from Portfolio Recovery Associates, a debt collection agency. Whether you owe the debt or not, you have rights, and you don’t have to tolerate unfair or aggressive collection tactics.
Steps to Take If You Believe the Calls Are Unwarranted
📌 Request Debt Validation – You have the right to ask Portfolio Recovery Associates for written proof of the debt. They must provide verification that the debt is real and that you are responsible for it.
📌 Keep Detailed Records – Document the date, time, and details of each call from 916-755-3656. If Portfolio Recovery Associates is violating your rights, these records can serve as key evidence.
📌 Dispute or Negotiate – If you don’t owe the debt, you can dispute it in writing, and they must investigate. If you do owe it, you may be able to negotiate payment terms that work for you.
📌 Stop Harassing Calls – If the calls become excessive, threatening, or disruptive, you can take action. You may want to consult an FDCPA attorney to protect your rights.
Your FDCPA Rights
Under the Fair Debt Collection Practices Act (FDCPA), Portfolio Recovery Associates CANNOT:
🚫 Call you at work if your employer does not allow it.
🚫 Use profane, abusive, or threatening language.
🚫 Misrepresent how much you owe or falsely claim legal action is pending.
🚫 Add extra fees or interest beyond what was agreed upon.
🚫 Contact you if you’ve hired an attorney to handle the debt.
Get Help Today
If 916-755-3656 keeps calling and you suspect Portfolio Recovery Associates is violating your FDCPA rights, you may be entitled to compensation.
📞 Call Lemberg Law for a free consultation. You pay nothing unless we win. Let’s put an end to the harassment and make sure your rights are protected.
Ways You Might See This Number
916-755-3656
91675536561-916-755-3656916.755.3656916 755 3656(916) 755-3656This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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