Who is Calling 916-647-8314?
Our research shows that 916-647-8314 is linked to Portfolio Recovery Associates, a debt collection agency. If you’re receiving repeated calls from this number, they may be trying to collect a so-called debt on behalf of a creditor. As a third-party debt collector, Portfolio Recovery Associates is legally required to follow the Fair Debt Collection Practices Act (FDCPA) when contacting consumers about debts. If they violate your rights, you may have the right to take legal action.
Your FDCPA Violations Checklist for Portfolio Recovery Associates
✓ Excessive calls or calls at odd hours: The FDCPA prohibits debt collectors from calling nonstop or at inconvenient times. If 916-647-8314 is calling you before 8 a.m. or after 9 p.m., they may be breaking the law.
✓ Harassment or threats: Debt collectors cannot use abusive, profane, or threatening language to pressure you into paying. If 916-647-8314 is using scare tactics, this is a violation of your rights.
✓ Failure to validate the debt: Portfolio Recovery Associates must send you written validation of the debt within five days of their first call. If they haven’t done this, they could be violating the FDCPA.
✓ Contacting third parties: Debt collectors cannot discuss your debt with family, friends, or colleagues unless they are trying to locate you. Even then, they cannot reveal any details about your debt.
✓ Misrepresenting the debt: Debt collectors cannot lie about how much you owe or the status of your debt. If 916-647-8314 has provided false information, they may be breaking the law.
Call Lemberg Law Today
If 916-647-8314 is calling you and violating your rights, don’t let them get away with it. Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help you stop the calls, protect your rights, and hold debt collectors accountable today.
Ways You Might See This Number
916-647-8314
91664783141-916-647-8314916.647.8314916 647 8314(916) 647-8314This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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