Constant calls from 910-370-7806?
Sue the Caller!

Is Credit One Bank Calling You from 910-370-7806?

If you’ve been receiving calls from 910-370-7806, the caller may be Credit One Bank, a U.S. financial institution that provides credit cards primarily to consumers building or rebuilding credit. The bank operates largely online and offers customer service and account support by phone.

If your account is past due or there is a billing issue, the bank may attempt to contact you. However, state laws still protect consumers from excessive calls, harassment, and deceptive collection tactics, even when the caller is the original creditor.

Know Your Rights – State-Specific Protections

Many states have laws that limit how creditors can contact consumers:

California: Calls generally must occur between 8 a.m. and 9 p.m., and deceptive or abusive contact is prohibited.

Connecticut: Creditors cannot pretend to be government officials, accuse consumers of crimes related to a debt, or use calls to harass.

Florida: Misleading statements and repeated calls that amount to harassment are prohibited, including workplace calls when employers forbid them.

Maryland: The Maryland Consumer Debt Collection Act bans threatening or deceptive tactics and allows consumers to seek damages.

Massachusetts: Limits collection calls to two calls within seven days to a personal number.

Michigan: Calls cannot occur before 8 a.m. or after 9 p.m. and must stop at work if the consumer objects.

Missouri: The Missouri Merchandising Practices Act prohibits deceptive or unfair conduct related to credit transactions.

North Carolina: The North Carolina Debt Collection Act bans harassment, threats, and deceptive practices by creditors or collectors.

Pennsylvania: The Fair Credit Extension Uniformity Act restricts repeated calls and deceptive collection practices.

Texas: Calls are limited to 8 a.m.–9 p.m., and collectors generally cannot call at work if the employer prohibits it.

What You Can Do

If 910-370-7806 keeps calling:

• Ask for written verification of the debt.
• Keep a record of every call (date, time, and details).
• Send a written request asking the creditor to limit or stop communication if allowed under your state law.
• Speak with a consumer rights attorney if the calls appear excessive or abusive.

Call Lemberg Law for a Free Consultation

If Credit One Bank at 910-370-7806 has been calling repeatedly or using aggressive tactics, you may have legal options. Some lawsuits have alleged that repeated automated calls from the bank may violate consumer protection laws such as the Telephone Consumer Protection Act (TCPA).

Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help stop the calls and protect your rights.