Getting Calls from 904-398-0080?
If you’re receiving repeated calls from 904-398-0080, it is likely that Professional Debt Mediation, a debt collection agency, is attempting to contact you regarding an alleged outstanding debt.
Reasons for Calls from Professional Debt Mediation at 904-398-0080
Professional Debt Mediation may be reaching out to:
- Collect payment on a debt you owe.
- Verify or confirm your contact information.
- Attempt to resolve a balance with your creditor.
What You Should Know About Professional Debt Mediation
Professional Debt Mediation is a third-party debt collection agency that works on behalf of creditors to recover overdue payments. As a debt collector, they are required to comply with the Fair Debt Collection Practices Act (FDCPA) to ensure their practices are ethical and lawful.
Under the FDCPA, they are prohibited from:
- Calling excessively or at odd hours.
- Using abusive, threatening, or deceptive tactics.
- Contacting you without proper verification of the debt.
What to Do If 904-398-0080 Keeps Calling You
If you think these calls are unjustified, or you are not a debtor of the amount:
- Demand Debt Validation: You can request Professional Debt Mediation provide you with a written validation of the debt.
- Keep records: Record the date, time, and contents of each call received from 904-398-0080. It may be useful evidence to prove your FDCPA rights have been violated.
- Dispute or negotiate: If you owe no debt, write to dispute the debt. If you owe the debt, call Professional Debt Mediation to negotiate a payment agreement that will settle the matter.
- Stop Harassing Calls: If the calls continue or become excessive, you can send a cease-and-desist letter to stop further communication.
Understand Your Rights When Dealing with Debt Collectors
Common violations include:
- Threatening or harassing behavior.
- Contacting third parties about your debt.
- Misrepresenting the amount or nature of the debt.
Call Lemberg Law to Stop Calls from 904-398-0080
Take back control and protect your rights. We can help:
- Stop unwanted or harassing calls.
- Verify or dispute the debt.
- Secure compensation for rights violations.
Contact us now for a free consultation. You won't pay a dime unless we win!
Ways You Might See This Number
904-398-0080
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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