Getting Calls from 904-398-0080?
If you’re receiving repeated calls from 904-398-0080, it is likely that Professional Debt Mediation, a debt collection agency, is attempting to contact you regarding an alleged outstanding debt.
Reasons for Calls from Professional Debt Mediation at 904-398-0080
Professional Debt Mediation may be reaching out to:
- Collect payment on a debt you owe.
- Verify or confirm your contact information.
- Attempt to resolve a balance with your creditor.
What You Should Know About Professional Debt Mediation
Professional Debt Mediation is a third-party debt collection agency that works on behalf of creditors to recover overdue payments. As a debt collector, they are required to comply with the Fair Debt Collection Practices Act (FDCPA) to ensure their practices are ethical and lawful.
Under the FDCPA, they are prohibited from:
- Calling excessively or at odd hours.
- Using abusive, threatening, or deceptive tactics.
- Contacting you without proper verification of the debt.
What to Do If 904-398-0080 Keeps Calling You
If you think these calls are unjustified, or you are not a debtor of the amount:
- Demand Debt Validation: You can request Professional Debt Mediation provide you with a written validation of the debt.
- Keep records: Record the date, time, and contents of each call received from 904-398-0080. It may be useful evidence to prove your FDCPA rights have been violated.
- Dispute or negotiate: If you owe no debt, write to dispute the debt. If you owe the debt, call Professional Debt Mediation to negotiate a payment agreement that will settle the matter.
- Stop Harassing Calls: If the calls continue or become excessive, you can send a cease-and-desist letter to stop further communication.
Understand Your Rights When Dealing with Debt Collectors
Common violations include:
- Threatening or harassing behavior.
- Contacting third parties about your debt.
- Misrepresenting the amount or nature of the debt.
Call Lemberg Law to Stop Calls from 904-398-0080
Take back control and protect your rights. We can help:
- Stop unwanted or harassing calls.
- Verify or dispute the debt.
- Secure compensation for rights violations.
Contact us now for a free consultation. You won't pay a dime unless we win!
Ways You Might See This Number
904-398-0080
90439800801-904-398-0080904.398.0080904 398 0080(904) 398-0080This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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