Constant calls from 903-593-8790?
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What You Need to Know About 903-593-8790

If you’re receiving repeated calls from 903-593-8790, it is likely that Kohl's Department Stores is reaching out regarding an alleged outstanding debt through their dedicated collections department.

Reasons for Calls from Kohl's Department Stores at 903-593-8790

Kohl's Department Stores might be contacting you for the following reasons:

• To collect payment on an outstanding debt.
• To verify or update your contact information.
• To address or resolve a balance on your account.

While these calls could be legitimate, it’s essential to confirm that the debt is accurate and belongs to you before taking any action. Always request proper documentation for verification.

Learn About Kohl's Department Stores

The company has faced its share of legal challenges, including a proposed class action that alleged Kohl's violated the FDCPA by failing to include required disclosure statements in collection letters. In 2020, Kohl's paid a $220,000 FTC fine for failing to provide transaction records to identity theft victims.

Consumers have also complained about account issues such as unhelpful customer service, and incorrect delinquency reports. If you are experiencing any of these issues, be sure to keep a record of your interactions and request proof of debt owed before taking further action.

Dealing with Persistent Calls from 903-593-8790

If you're getting persistent calls from 903-593-8790 and think the calls are not justified or that you don't owe the debt, here's what you can do:

• Requesting Debt Validation: One can request, in writing, the proof of debt from Kohl's Department Stores. It will ensure the debt is accurate, valid, and yours.
• Record all calls: Keep a log of each call with the date and time, including what transpired. It may be helpful should one need to dispute the debt or seek legal redress.
• You can dispute the debt in writing to Kohl's if you feel it is not yours or is wrong. If the debt is yours, negotiate a settlement for it with Kohl's.
• Consult an Attorney: If the issue persists, or you feel that your rights have been breached, you should seek the services of a consumer protection attorney who can evaluate your case and advise you accordingly.

Understanding Your Rights When Dealing with Debt Collectors

If you feel that Kohl's Department Stores has violated any of your rights, you might have a case under the FDCPA, which regulates abusive, deceptive, and unfair debt collection practices. Here are some examples of potential violations:

• Harassment: Calling excessively or using threatening language to intimidate you.
• Misrepresentation: Providing false information about the debt, such as the amount owed or its legal status.
• Unauthorized Contact: Discussing your debt with third parties, like friends or coworkers, beyond what is legally permitted.
• Failure to Verify Debt: Continuing collection efforts without providing written verification after you’ve requested proof.

Get Help Now – Stop Calls From 903-593-8790

If you have been victimized by any of these violations, don't wait and contact us today for a FREE consultation. You pay nothing unless we WIN! We stand ready to protect your rights, fight back against debt collectors, and recover compensation for you.