Constant calls from 888-729-1404?
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Is Chase Bank Calling You from 888-729-1404?

If you’ve been receiving calls from 888-729-1404, it may be Chase Bank, a first-party creditor. Unlike third-party debt collectors, Chase Bank is not required to follow the Fair Debt Collection Practices Act (FDCPA). However, state laws still protect you from harassment, excessive contact, and unfair collection practices.

Know Your Rights – State-Specific Protections

Your rights depend on where you live, as many states have specific laws regulating how creditors like Chase Bank can contact you:

• California – Debt collectors cannot use deceptive statements, threaten consumers, or contact unauthorized third parties.
• Florida – If a consumer requests in writing that the calls stop, collection calls must cease.
• Massachusetts – Creditors are limited to no more than two calls per seven-day period to a personal number.
• Michigan – Collection calls cannot happen before 8 a.m. or after 9 p.m., and they cannot call workplaces if the consumer objects.
• Pennsylvania – Prohibits multiple calls per week about the same debt and bans deceptive collection practices.
• Texas – Calls outside of 8 a.m. – 9 p.m. are not allowed, and workplace calls are prohibited if the employer does not permit them.

What You Can Do If the Calls Continue

If 888-729-1404 is calling excessively or you believe Chase Bank is violating your state’s debt collection laws, take the following steps:

✅ Request written verification of the debt.
✅ Keep a record of every call, including time, date, and details of the conversation.
✅ File a complaint with your state’s consumer protection agency if necessary.
✅ Consult an attorney if Chase Bank is using aggressive or deceptive collection tactics.

Call Lemberg Law for a Free Consultation

If 888-729-1404 has been calling you frequently or violating your rights, call Lemberg Law today. You pay nothing unless we win. Let us help you stop the harassment and protect your rights.