What You Should Know About 888-227-3051/Midland Credit Management Calling You
Is 888-227-3051 harassing you? Chances are, it's probably Midland Credit Management-a collection agency-seeking to reach you over some pending debt.
Midland Credit Management may be contacting you for the following reasons, among others:
- To collect on a delinquent account.
- To verify your address or your place of employment.
- To extend an option to settle a debt or a payment arrangement.
- Informing you of possible legal action
- Letting you know of changes to your account or extra charges
Who Is Midland Credit Management?
Midland Credit Management is a third-party collection agency. They are required to work within the boundaries of the FDCPA-a set of rules put in place to help consumers avoid abusive or unfair practices. Here are some common FDCPA violations to watch for:
- Excessive Calls: Calling repeatedly during the day or at inconvenient times.
- Threatening Behavior: Using abusive, harassing, or intimidating language to coerce you.
- False Statements: Misrepresenting the amount owed, the legal status of the debt, or their authority to take legal action.
- Third-Party Disclosure: Discussing your debt with friends, family, or your employer.
- Failure to Validate the Debt: Failing to respond to your written request for proof of the debt within 30 days.
- Illegal Fees: Making charges for fees not authorized by the original creditor agreement.
What to Do If You Receive Continuous Calls from 888-227-3051?
If you feel Midland Credit has violated your rights, follow these steps:
- Request Debt Validation: You have the right to request that Midland Credit Management provide written verification of the debt, stating its origin and details.
- Document Everything: Date and time-stamp each call you receive from 888-227-3051, including the message left. Record voicemails and letters as well.
- Dispute the Debt: If you feel the debt is not yours, you may write a written dispute to Midland Credit Management.
- Consult an Attorney: A fair debt attorney can guide you through the process and help hold collectors responsible.
Get Free Help Now – Stop 888-227-3051 Harassment
You have the right to take back control and protect yourself from unfair treatment. At Lemberg Law, we can:
- Help you verify or dispute the debt.
- Stop Midland Credit Management's harassing calls.
- Seek compensation for any FDCPA violations you may have experienced.
Don't wait – contact us today for a free consultation. You pay nothing unless we win!
Ways You Might See This Number
888-227-3051
88822730511-888-227-3051888.227.3051888 227 3051(888) 227-3051This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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