Who is Calling at 888-226-1940?
Our data shows that 888-226-1940 belongs to Midland Credit Management, a debt collection agency.
Midland Credit Management is required to follow the Fair Debt Collection Practices Act (FDCPA) when attempting to collect a debt.
Your FDCPA Violations Checklist for Midland Credit Management
✓ Excessive calls or calls at odd hours – Debt collectors cannot call repeatedly or at inconvenient times. If 888-226-1940 is calling before 8 a.m. or after 9 p.m., this may be a violation.
✓ Harassment or threats – The FDCPA prohibits debt collectors from using abusive, profane, or threatening language. If calls from 888-226-1940 involve intimidation or harassment, Midland Credit Management may be breaking the law.
✓ Failure to validate the debt – Midland Credit Management must send you written notice of your debt, including the amount owed and the creditor’s name, within five days of their first call. If they haven’t, that’s a potential violation.
✓ Contacting third parties – Debt collectors cannot discuss your debt with family, friends, or coworkers—except to confirm your location. If 888-226-1940 has been calling others about your debt, they may be violating the FDCPA.
✓ Misrepresenting the debt – Debt collectors cannot lie about the amount you owe, falsely claim legal action is pending, or mislead you in any way. If they provide inaccurate information, you may have a case.
You Have Rights—Let’s Protect Them
If you’re receiving nonstop calls from debt collectors and believe your rights have been violated, you don’t have to deal with it alone.
📞 Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help you stop the calls, protect your rights, and hold debt collectors accountable.
Ways You Might See This Number
888-226-1940
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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