





Who is Calling at 888-226-1940?
Our data shows that 888-226-1940 belongs to Midland Credit Management, a debt collection agency.
Midland Credit Management is required to follow the Fair Debt Collection Practices Act (FDCPA) when attempting to collect a debt.
Your FDCPA Violations Checklist for Midland Credit Management
✓ Excessive calls or calls at odd hours – Debt collectors cannot call repeatedly or at inconvenient times. If 888-226-1940 is calling before 8 a.m. or after 9 p.m., this may be a violation.
✓ Harassment or threats – The FDCPA prohibits debt collectors from using abusive, profane, or threatening language. If calls from 888-226-1940 involve intimidation or harassment, Midland Credit Management may be breaking the law.
✓ Failure to validate the debt – Midland Credit Management must send you written notice of your debt, including the amount owed and the creditor’s name, within five days of their first call. If they haven’t, that’s a potential violation.
✓ Contacting third parties – Debt collectors cannot discuss your debt with family, friends, or coworkers—except to confirm your location. If 888-226-1940 has been calling others about your debt, they may be violating the FDCPA.
✓ Misrepresenting the debt – Debt collectors cannot lie about the amount you owe, falsely claim legal action is pending, or mislead you in any way. If they provide inaccurate information, you may have a case.
You Have Rights—Let’s Protect Them
If you’re receiving nonstop calls from debt collectors and believe your rights have been violated, you don’t have to deal with it alone.
📞 Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help you stop the calls, protect your rights, and hold debt collectors accountable.
Ways You Might See This Number
888-226-1940
This could be a Debt Collector calling you.


Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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