Who’s Calling from 888-206-2080?
If you’re getting calls from 888-206-2080, it’s likely Midland Credit Management (MCM) trying to collect a debt. But just because they’re calling doesn’t mean they can do whatever they want. The Fair Debt Collection Practices Act (FDCPA) gives you rights, and debt collectors have to follow the rules.
Is Midland Credit Management Crossing the Line?
✔ Too Many Calls or Calls at Bad Hours?
Debt collectors aren’t allowed to call at all hours of the day. If 888-206-2080 is ringing before 8 a.m. or after 9 p.m., they may be violating the law.
✔ Harassment or Threats?
They can’t use aggressive language, threats, or intimidation. If their calls make you feel pressured or uncomfortable, that’s a problem.
✔ Not Sending Proof of the Debt?
By law, MCM has to send you written proof of the debt within five days of their first call. If they haven’t done that, they’re not playing by the rules.
✔ Calling Friends, Family, or Work?
Debt collectors aren’t allowed to discuss your debt with anyone but you. The only time they can contact someone else is to ask for your location—and even then, they can’t say why they’re calling.
✔ Lying About What You Owe?
They can’t make up details about the debt or pretend they’re taking legal action if they’re not. If 888-206-2080 has given you misleading information, they may be breaking the law.
✔ Charging Additional Interest & Fees
Debt Collectors cannot add additional interested & fees unless it is authorized by the original loan or the credit agreement permits it and no law prohibits the increase, or if state law expressly permits the interest or fee.
Let’s Put a Stop to It
Tired of the calls? Not sure if your rights have been violated? Call Lemberg Law for a free consultation.
Ways You Might See This Number
888-206-2080
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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