Constant calls from 877-822-2015?
Sue the Caller!

Is Synchrony Bank Calling You from 877-822-2015?

If you’ve been receiving calls from 877-822-2015, the caller may be Synchrony Bank, a large U.S. consumer finance company that issues store credit cards and financing for retailers such as Amazon, Lowe’s, PayPal, and many others.

Synchrony may contact customers about account servicing, payment reminders, past-due balances, or fraud alerts. Even when the caller is the original creditor, state laws still protect consumers from harassment, excessive calls, and deceptive collection practices.

Know Your Rights – State-Specific Protections

Many states provide additional protections regarding debt collection calls:

California: Calls generally must occur between 8 a.m. and 9 p.m., and deceptive or abusive contact is prohibited.

Connecticut: Creditors cannot claim to be government officials, accuse consumers of crimes related to a debt, or use calls to harass.

Florida: Misleading statements and excessive calls that amount to harassment are prohibited, including workplace calls if the employer does not allow them.

Maryland: The Maryland Consumer Debt Collection Act bans threatening or deceptive tactics and allows consumers to seek damages.

Massachusetts: Limits collection calls to two calls within seven days to a personal number.

Michigan: Calls cannot occur before 8 a.m. or after 9 p.m., and workplace calls must stop if the consumer objects.

Missouri: The Missouri Merchandising Practices Act prohibits deceptive or unfair conduct related to credit or debt.

North Carolina: The North Carolina Debt Collection Act bans harassment, threats, and deceptive practices by creditors or collectors.

Pennsylvania: The Fair Credit Extension Uniformity Act restricts repeated calls and deceptive collection tactics.

Texas: Calls are limited to 8 a.m.–9 p.m., and collectors generally cannot contact consumers at work if the employer prohibits it.

What You Can Do

If 877-822-2015 keeps calling:

• Request written verification of the debt.
• Keep a record of every call, including dates and times.
• Send a written request asking the creditor to limit or stop communication if allowed under your state law.
• Speak with a consumer rights attorney if the calls become excessive or abusive.

Call Lemberg Law for a Free Consultation

If Synchrony Bank at 877-822-2015 has been calling repeatedly or using aggressive tactics, you may have legal options.

Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help stop the calls and protect your rights.