Who Is Calling 877-622-1132?
If you’re receiving calls from 877-622-1132, the caller may be Columbia Debt Recovery, a debt collection agency attempting to collect an outstanding balance. While collectors can contact you about a debt, they must follow federal consumer protection laws—particularly the Fair Debt Collection Practices Act (FDCPA).
If the calls seem persistent, aggressive, or unclear, it’s important to understand your rights.
Your Rights When Dealing with Columbia Debt Recovery
Debt collectors must follow strict rules about how they communicate with you. Potential violations include:
📞 Excessive or inconvenient calls
Collectors generally cannot call before 8 a.m. or after 9 p.m. in your local time. Repeated or nonstop calls from 877-622-1132 may be considered harassment.
⚠️ Harassment or threatening language
They cannot threaten arrest, use abusive language, or pressure you with intimidation to make a payment.
📄 Failure to provide written debt validation
Within five days of first contact, Columbia Debt Recovery must send written notice with details of the debt, including the amount owed and the original creditor.
👥 Sharing your debt with others
They cannot disclose your debt to family members, friends, or coworkers (except to locate you).
❌ False or misleading statements
Collectors cannot misrepresent how much you owe, pretend to be attorneys or government officials, or threaten legal action they don’t actually intend to take.
What to Do If 877-622-1132 Keeps Calling
If you’re unsure about the debt—or concerned about how you’re being contacted—consider these steps:
Request Debt Verification
Ask Columbia Debt Recovery to provide written proof of the debt before making any payment.
Keep Records of All Contact
Document call times, dates, and what was said. Save voicemails and letters for your records.
Dispute the Debt in Writing
If the debt is inaccurate or not yours, send a written dispute. Collection activity must pause until the debt is verified.
Send a Cease-and-Desist Letter
You can formally request that they stop contacting you. After receiving your letter, they may only contact you to confirm they will stop or to notify you of legal action.
Protect Yourself From Unlawful Collection Practices
If Columbia Debt Recovery has violated your rights, you may be entitled to compensation under federal law.
📞 Contact Lemberg Law for a free, no-obligation consultation.
You pay nothing unless we win.
Ways You Might See This Number
877-622-1132
87762211321-877-622-1132877.622.1132877 622 1132(877) 622-1132This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
Fight for Your Rights
The Law Protects You
The Fair Debt Collection Practices Act protects you from debt collector abuse. You can sue and recover up to $1,000.
Our Experience
We make it easy to exercise your rights. We’ll sue the debt collector on your behalf – at no upfront cost to you.
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