Understanding Calls from 877-394-5975
If you’re receiving repeated calls from 877-394-5975, it is likely that CardWorks Servicing, a debt collection agency, is attempting to contact you regarding an alleged outstanding debt.
Reasons for Calls from CardWorks Servicing at 877-394-5975
CardWorks Servicing may be reaching out to:
- Collect payment on a debt you owe.
- Verify or confirm your contact information.
- Attempt to resolve a balance with your creditor.
While these calls may be legitimate, it’s critical to ensure that the debt in question is valid and belongs to you.
Learn About CardWorks Servicing
CardWorks Servicing is a third-party debt collection agency that works on behalf of creditors to recover overdue payments. As a debt collector, they are required to comply with the Fair Debt Collection Practices Act (FDCPA) to ensure their practices are ethical and lawful.
Under the FDCPA, they are prohibited from:
- Calling excessively or at odd hours.
- Using abusive, threatening, or deceptive tactics.
- Contacting you without proper verification of the debt.
Dealing with Repeated Calls from 877-394-5975
If you believe these calls are unwarranted or that you do not owe the debt:
- Request Debt Validation: You have the right to ask CardWorks Servicing to provide written proof of the debt.
- Keep Records: Document the date, time, and content of each call you receive from 877-394-5975.
- Dispute or Negotiate: If you do not owe the debt, you can dispute it in writing or discuss payment options.
- Stop Harassing Calls: Send a cease-and-desist letter if calls continue or become excessive.
Know Your Rights and Take Action
If you suspect CardWorks Servicing has violated your rights, you may be entitled to compensation under the FDCPA. Reach out to us for a free consultation to review your case and discuss your legal options.
Get Help Now – Stop Calls From 877-394-5975
Take back control and ensure your rights are protected. Contact us today for a free consultation—pay nothing unless we win!
Ways You Might See This Number
877-394-5975
This could be a Debt Collector calling you.
Other Examples of Illegal Harassment
- Multiple calls per week or day
- Attempts to collect more than you owe
- Early morning or late night calls
- Calls to friends, neighbors, or coworkers
- Collection calls at work
- Use of obscene language
- Threats of violence, lawsuit, or arrest
- Attempts to intimidate you
- Use of obscene language
- Multiple calls from different phone numbers
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