Constant calls from 877-383-4802?
Sue the Caller!

Is Capital One Calling You from 877-383-4802?

If you’ve been receiving calls from 877-383-4802, the caller may be Capital One, a major U.S. bank that provides credit cards, auto loans, and consumer banking services.

This number is listed by Capital One as a general customer service line that routes callers to the appropriate department, whether for credit card accounts, banking, or auto financing.

Calls from this number may involve account servicing, payment reminders, or questions about your Capital One account.

Even when the caller is the original creditor, state laws still protect consumers from harassment, excessive calls, and deceptive collection practices.

Know Your Rights – State-Specific Protections

Many states provide additional protections regarding debt collection calls:

California: Calls generally must occur between 8 a.m. and 9 p.m., and deceptive or abusive contact is prohibited.

Connecticut: Creditors cannot claim to be government officials, accuse consumers of crimes related to a debt, or make calls intended to harass.

Florida: Misleading statements and repeated calls that amount to harassment are prohibited, including workplace calls if the employer does not allow them.

Maryland: The Maryland Consumer Debt Collection Act prohibits threatening or deceptive tactics and allows consumers to pursue damages.

Massachusetts: Limits collection calls to two calls within seven days to a personal number.

Michigan: Calls cannot occur before 8 a.m. or after 9 p.m., and workplace calls must stop if the consumer objects.

Missouri: The Missouri Merchandising Practices Act prohibits deceptive or unfair conduct related to credit or debt.

North Carolina: The North Carolina Debt Collection Act bans harassment, threats, and deceptive practices by creditors or collectors.

Pennsylvania: The Fair Credit Extension Uniformity Act restricts repeated calls and deceptive collection tactics.

Texas: Calls are limited to 8 a.m.–9 p.m., and collectors generally cannot contact consumers at work if the employer prohibits it.

What You Can Do

If 877-383-4802 keeps calling:

• Request written verification of the debt or account issue.
• Keep a record of every call, including dates and times.
• Send a written request asking the creditor to limit or stop communication if permitted under your state law.
• Speak with a consumer rights attorney if the calls become excessive or abusive.

Call Lemberg Law for a Free Consultation

If Capital One at 877-383-4802 has been calling repeatedly or using aggressive tactics, you may have legal options.

Call Lemberg Law for a free consultation. You pay nothing unless we win. Let us help stop the calls and protect your rights.